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Piggy Bank
Wealth Corner
100

A business money maker will be charged $7 if the monthly average balance drops below this amount.

What is $2,500?

100

This is the daily maximum for purchases using a Visa check card.

What is $5000?

100

A savings account that can be used for any purpose without a monthly fee that does not require a minimum balance.

What are...?

Membership daily dividend

Money Maker

100

At this age, a person must start taking a Required Minimum Distribution (RMD) each year.

What is 73?

200

A business member who is looking for something to help them with cash flow would benefit from this.

What is a business line of credit?

200

These are the overdraft services available for members. 

What is Cash Reserves, CheckOk and Courtesy Pay?

200

If your monthly average balance drops below $50,000 on a Tiered Savings Account, your account will be charged this fee that month.

What is $20?
200

An IRA plan that an individual can make after-tax contributions and the account grows tax free.

What is Roth IRA?

300

All business owners should have this to protect their reputation within the community and their employees.

What is business overdraft protection?

300

This service has a monthly fee of $6.00 only if you do not maintain an average monthly balance of at least $1,000.

What is Premier Checking?

300

The penalty to withdraw funds from a certificate early to invest with wealth.

What is $0?
300

The age an individual can take a distrubtion, for any reason, without paying a 10% penalty.

What is 59 1/2?

400

Often offered as a group benefit, but small business owners should purchase this type of policy to cover their wages in the event they are unable to work.

What is disability insurance?

400

This spending account does not incur any monthly service fees regardless of the balance. 

What is a Free checking?

400

This savings account charges a $10 monthly fee if your monthly average balance falls below $25,000.

What is a Premier Money Maker?

400

Generally, one must be at least this age prior to being able to participate in a 401k plan.

What is 21 years old?

500

These member's would benefit from meeting with our Wealth team to look into options for services like employer-sponsored retirement plans, investment oversight assistance, employee education and plan education services?

Who are business owners?

500

ESL will cash known payroll, government and other no-hold checks to these individuals with a maximum of $10,000 per check.

What is a Cash Service member?

500

As savings option for a specific term that requires a minimum of $100,000 at account opening. 

What is a Jumbo certificate?

500

These two areas of ISLLC would be beneficial to members with young children?

What are insurance planning and education planning?