Potpourri
A cash transaction of more than $10,000, or multiple transactions in a single business day, require the completion of this form.
What is the Currency Transaction report (CTR)
True or False: The law that prohibits the Bank from engaging in acts or practices that are unfair, deceptive, or abusive (UDAAP) applies only to consumers – not to commercial customers
False
Computers must never be left unlocked when unattended. The shortcut keys for locking your PC when you are stepping away from it.
Windows Key +”L” or CTRL ALT DEL
In this year Amadeus I became King of Spain, British Columbia joined Canada, and Kennebunk Savings was founded.
1871
This regulation outlines rules and procedures for electronic funds transfers (EFTs) and provides guidelines for issuers and sellers of electronic debit cards.
Regulation E
The Customer Identification Program is a requirement of this banking act, created in 2001.
USA Patriot Act (part of Bank Secrecy Act)
Phishing, Spear Phishing, Smishing, Vishing, Baiting, and Tailgating are all examples of this.
Social Engineering
In the late 1800s and early 1900s KSB shared a building (“Old Brick”) with:
A) Norway Savings
B) Ocean National
C) Gorham Savings
D) York County Federal Credit Union
B) Ocean National Bank (now M&T Bank)
This person was the 1st President of Kennebunk Savings Bank.
Who was Judge Joseph Dane
This government agency administers and enforces U.S. economic and trade sanctions against certain foreign states, individuals, and terrorist groups.
What is the Office of Foreign Assets Control? (OFAC)
You sign this agreement every year regarding ethics and the appropriate use of business information resources.
Acceptable Use Policy (AUP)
The first branch opened in this town on 12/30/69 in the Shopping Center on Longsands Road.
The Village of York (Woodbridge)
This law, passed in 1977, was intended to encourage banks to help meet the credit needs of the communities in which they operate.
Community Reinvestment Act (CRA)
This federal Agency began operation in July 2011 and has primary responsibility for regulating consumer protection with regard to financial products and services.
Consumer Financial Protection Bureau - (CFPB)
Where would you to report Social Engineering, Suspicious Activity Referral or Fraud.
Kennector/Resources/Risky Biz Logs
Lafayette Elm
Currently, Kennebunk Savings has this number of Branch offices.
17
This is a federal banking regulation regarding the availability of funds, which sets limits for the length of time a bank may place a hold on a check which has been deposited.
Regulation CC
Protected information is defined as customer, consumer, or company information that is protected by law or regulation. List three examples of Non Public Personal Information (NPPI)
Tax ID #, Account #, PIN/Password, Security Questions, Credit History, DOB, Credit Card #, Debit Card #, Driver’s License #, Insurance Policy #
What is the name of the program through which Kennebunk Savings donates millions of dollars back to the community?
The Community Promise Program