Show:
PLUP
PAP
LIFE
DI
SUPP
100

The required auto and fire limits are

250/500/100 - Auto 

100 - Fire 

100

The lowest deductible offered is 

$0

100

What is the timeframe the Tobacco rating can be removed after?

12 months

100

What is the max age for short and long term disability 

what is 59

100

What do you get for air ambulance in SHIP 

What is $1000

200

This must be completed every year before renewal and submitted to Underwriting

PLUP Renewal Questionnaire 

200

This will allow the coverage to adjust each year based on the Consumer Price Index

Inflation Coverage 

200

Effective May 4th State Farm reduced Term Life - what is the minimum policy to write and see that reduction 

What is

Effective May 4, State Farm® will implement additional rate reductions for new Select Term policy applications with face values of $1 Million and above countrywide.

200

What is the elimination period options for a three year benefit 

Elimination Period

  • 30 or 60 days for one-year benefit
  • 30, 60 or 90 days for three-year benefit
200

What is the maximum amount of days that intensive care benefit can be paid out 

What is 30 days 

300

One qualifying driver at this age in the household will discount the PLUP

50

300

To cover the full amount of a pair or set in event of a total loss

Broad Pair and Set Endorsement 

300

CTR has a limited age range of 

15 days after birth to child's 25th birthday 

300

What is the Guaranteed renewability age for short term disability? 

What is 

  • Renewability: Guaranteed renewable to age 67
300

How long do you have to report an emergency accident? 

  • Emergency Accident Benefit - Pays a flat dollar amount for each day a covered person sustains an injury which requires emergency treatment. Emergency treatment must be provided by a physician in a physician’s office, urgent care facility or emergency room and be received within 72 hours of the injury. Only one Emergency Accident Benefit will be payable per day per covered person, and the benefit is payable a maximum of three days per calendar year per covered person.
400

50% surcharge will be added in what scenario 

Autos are with another carrier

400

An appraisal under this age is required when jewelry is over $12,500. 

5 years 
400

Adding a loan or bank interest to a life policy 

Collateral Assignment 

400

What is the minimum # of hours that need to be worked in order to qualify for DI 

Confirm that the number of hours the applicant currently works per week is 30 hours or more and year round. 

Customers who currently work fewer than 30 hours a week, year round, are ineligible for State Farm Disability Insurance. Do not submit an application for these customers.

400
What is the maximum payable amount of days for hospital observation 

What is 14 days 

500

What is one reason an applicant would not be eligible for a PLUP other than minimum liability limits not being met

What is ...

  • Provides child care services where more than six children are cared for. 
  • Underlying child care coverage is provided by another carrier.
  • If eligible underlying coverage is not written through State Farm, an A.M. Best Company rating of “B+” or better or be an admitted carrier with guaranty fund protection is required. 
  • Coverage is excluded or otherwise restricted on any underlying insurance policy. Underwriting consideration can be given if:
    • Comprehensive liability extends from another policy
    • The exposure, i.e. animal, driver, watercraft, swimming pool, etc., is not present.
  • Applicant with a prior conviction for arson, fraud, or other insurance related offenses
  • Person(s) who is a public figure with high visibility including, but not limited to professional entertainers, athletes, coaches, political office holders, broadcasters, authors, or columnists who receive an excessive or unusual amount of unfavorable and/or controversial publicity via any communications platform. These individual(s) have a high exposure to the risk of libel or slander.
500

Sports Equipment/Guns over this amount require an appraisal 

$5,000

500

What is the employers' minimum percentage of premium that must be paid on a group life insurance policy 

What is 

  • Employers must pay at least 25% of the premium.
500

What is the discount percentage for a non-smoker on a short term disability policy 

  • Non-Smoker discount: 25%
500

If Sara Anne owns a SHIP and is in a car accident that causes her to be ground transported to the hospital and then is admitted into intensive care. What is her payout on day 1? 

$500 Ambulance

$250 Intensive care

$2500 Admitted

$250 Confinement 

$3500