FINANCIAL 101
WHAT IS THE BEST TIME TO START SAVING , INVESTING ?
TODAY, NOW , ASAP , IMEDIATAMENTE,
Places or ways to look for employment ?
Word of mouth, job websites, job fairs, job centers, temp agencies, friends and relatives, former employers.
Day trip to the bay area .
Want or Need?
Why?
Want
What are some best tips for the first day on the job?
Introduce yourself /get to know your team
take notes and ask questions
learn the location of exits, bathrooms, lunch areas
Arrive early/prepare to learn a lot
Thank everyone
Demonstrate a professional way to answer and close a phone call to the company ?
This is ____________ with _________ how may I help you today?
Thank You for calling and have a great rest of your day (evening, night).
WHAT IS IT CALLED WHEN YOU SET UP YOUR ACCOUNTS TO PAY BILLS AND ALSO SET UP A CONSISTENT AUTOMATIC DEPOSIT INTO YOUR INVESTMENTS
Automation
Job Application must do's
Fill out application completely
Leave no blank spaces
Print clearly and neatly
Accurate contact numbers
Grammar and Spelling
Well fitting school clothes , backpacks, and shoes for your children.
Need
Are there resources in the community for some of these things if you are on a strict budget?
How can this quickly turn into wants?
What employers look for when adding another hire to their organization
leaderships skills
team player/positive attitude
solution focused
takes initiative
time management and organized
How soon should you follow up with if you receive an email/call or text from your boss, supervisor, client company?
Immediately respond
As earliest as possible
You'll need to do this first in order to know where your finances status is at the moment.
financial evaluation
expense to debt ratio
income to debt ratio
Best Practices for Job Interview
Be on time/ Bring resumes copies
Dress Professionally or Appropriately enthusiastic Body Language, eye contact, smile
Ask questions /Arrive early (15 minutes).
Research Company/ Thank You for interview and consideration.
What are considered wealth killers ?
New Car Loans
Buying Luxury Brands (Gucci belts,
Lifestyle Creep
Living above your means
Credit Card debt and not paying off monthly balances /high interest ccrds
This is an underestimated communication skill to have and it will help you to follow instructions , build strong lasting professional and personal relationships
Active Listening
Effective Communication Skills
Assertive Communication Skills
You are not feeling well or running late, what is the process for when you are calling out sick?
Notify your supervisor An hour before your shift starts or as soon as possible
Call, leave a message, send a text
A 6 -12 month rainy day financial plan. In case the unexpected should happen.
Emergency fund
Important documents needed to start employment.
Drivers License*
Social Security Card
Birth Certificate *
Bank Account -Direct Deposit
Any Certifications for the job - Degree, Certificate
What are ways to save money on food?
cook at home
buy generic when you can
take stock of what you have at home
don't shop when you are hungry
look for the savings ads
A coworker call ins, and now you have to cover her work as well as yours. what are some possible ideas that you have for this situation
stay and do overtime
ask another team member to share the workload. ask for help
getter dun !
Your supervisor or co-worker gives you constructive feedback on your work performance and or attendance. Demonstrate an appropriate professional response to this feedback
Thank You for your insight. I will definitely take your advice/suggestions into consideration. I appreciate you taking the time to give me this feedback.
F.I.R.E
Financial Independence Retire Early
Reasons people don't get hired
Name 3
poor personal appearance
overemphasis on money
late for interview
sloppy application/
no genuine interest in job/position
What are some essential basics for living below our means
food transportation
Water
Shelter
Clothing
Medicines
Another member of the team is not able to keep up with work duties and is holding up production. How do you handle this situation ?
Talk to them and ask to see how you can help or if something is going on (dont assume/dont accuse).
Suggests and show ways to be more efficient
Talk to your manager in private if problem persists
A problem with a co-worker unfolds and your supervisor is out of the office . What do you do?
Call the next person in charge
Ask your wo-corker to talk about it
Walk away and wait to address it with your supervisor.