AUTO
FIRE
LIFE
HEALTH
MISC
100
WHAT ARE THE MINIMUM LIABILITY LIMITS IN EACH STATE?

GA/SC/TN/AL: 25/50/25

FL: 10/20/10

*EXTRA POINTS IF ANSWER FOR FL IS: 

NO BI/10PD 

100

WHAT IS COVERAGE B?

PERSONAL PROPERTY

100
WHAT ARE THE TWO MAIN TYPES OF POLICIES?

PERMANENT & TERM

100

WHAT IS AN ELIMINATION PERIOD?

THE TIME BETWEEN AN ACCIDENT AND WHEN YOUR DISABILITY INSURANCE PAYS OUT. 30 OR 60 DAYS FOR SHORT TERM AND UP TO 730 FOR LONG TERM.

100

WHAT YEAR WAS STATE FARM FOUNDED? *BONUS FOR THE EXACT DATE*

JUNE 7TH, 1922
200

NAME 3 MAJOR VIOLATIONS

DUI, RECKLESS DRIVING, VEHICULAR HOMICIDE, FAILING TO REPORT AN ACCIDENT, HIT AND RUN, FLEEING LAW ENFORCEMENT, DRIVING ON SUSPENDED LICENSE, STEALING A VEHICLE, RACING
200

WHAT DOES BACK UP OF SEWER/DRAIN COVER?

Coverage for accidental direct physical loss to property covered under Coverage A (building property) and covered personal property located in the dwelling when the loss is caused by the back-up of water or sewage

200

NAME ALL 7 PERMANENT POLICIES

WHOLE LIFE, UNIVERSAL LIFE, 10 PAY, 15 PAY, 20 PAY, SINGLE PREMIUM, GIFE

200

WHAT IS THE MAXIMUM BENEFIT ON A STDI?

3000 PER MONTH

200

WHAT DOES MOA STAND FOR?

MULTIPLE OFFICE AGENT

300

WHAT IS THE DIFFERENCE BETWEEN UE AND U COVERAGE?

UE - UNINSURED MOTORIST ADDED TO LIABILITY LIMITS (EXCESS)

U - UNINSURED MOTORIST REDUCED BY LIABILITY LIMITS (DIFFERENCE IN LIMITS)

300

WHO WILL MEDICAL PAYMENTS ON A HOMEOWNERS POLICY PAY OUT TO?

ANYONE NOT RESIDING IN THE HOUSEHOLD

300

NAME THE 4 TYPES OF DIVIDEND OPTIONS?

ACCUMULATION, CASH, PAID UP ADDITIONS, REDUCED PREMIUM

300

HOW MUCH DOES AN AMBULANCE RIDE PAY OUT VS A AMBULANCE BY AIR?

500 FOR AMBULANCE, 1000 BY AIR 

300

WHAT IS PEYTON'S MIDDLE NAME?

SILAS 

400

WHAT ARE THE MINIMUM LIABILITY LIMITS TO HAVE A PLUP?

250/500/100 

*BONUS - SC IS 250/500/50


400
HOW MUCH ADDITIONAL COVERAGE WILL WE PROVIDE ON THE ROOF THROUGH THE MATCHING OF UNDAMAGED ROOF SURFACING ENDORSEMENT?

10% OF COVERAGE A (DWELLING)

400
WHAT IS THE OLDEST AGE YOU CAN GET A LIFE POLICY?

80

400

WHAT IS THE MAXIMUM BENEFIT PERIOD FOR A LTDI?

TO AGE 67 OR 5 YEARS
400

WHAT DEPARTMENT WAS PEYTON INITIALLY IN WITH STATE FARM?

CLAIMS

500

WHAT ARE S & Z COVERAGE?

DEATH DISMEMBERMENT LOSS OF SIGHT (S)

LOSS OF EARNINGS (Z)


500

NAME 5 OF THE 16 COVERED PERILS IN THE STATE OF GEORGIA 

Fire or lightning, Windstorm or hail, Explosion, Riots, Aircraft, Vehicles, Smoke, Vandalism, Theft, falling objects, Weight of ice, snow, or sleet, Accidental discharge or overflow of water or steam, Sudden and accidental tearing, cracking, burning, or bulging, Freezing, Sudden and accidental damage due to short circuiting, Volcanic Eruption

500

WHAT TYPE OF POLICY CAN YOU NOT PURCHASE IF YOU ARE TABLE RATED?

RETURN OF PREMIUM

500

WHAT IS THE DIFFERENCE BETWEEN ATTAINED AGE AND ISSUE AGE?

ATTAINED AGE - STEP RATED (INCREASES EACH YEAR)

ISSUE AGE - LEVEL PREMIUM (STAYS THE SAME)

500

WHERE ARE WE EATING FOR DINNER FRIDAY NIGHT AT OMNI?

THE CRAB TRAP