Card Features
This term describes the total amount you are allowed to charge on your credit card account.
What is a Credit Limit?
This fee is charged if a customer doesn't pay at least the minimum payment within 15 days of the due date.
What is a Late Payment Fee?
The grace period provided before interest is charged on purchases.
What is 25 days?
This rewards program is available on the everblue™ Cash Back Plus Mastercard® and allows customers to earn points for purchases.
What is the uChoose Rewards® Program?
Customers should protect this unique number used to access cash at ATMs.
What is a Personal Identification Number (PIN)?
A deposit is required to secure this type of Bangor credit card.
What is a Secured Credit Card?
The minimum interest charge on any Bangor Savings Bank credit card.
What is $1.50?
This happens when the total account balance exceeds the card's limit.
What is being over the credit limit?
The Bangor Savings Bank card that offers cashback rewards on everyday purchases.
What is the everblue™ Cash Back Plus Mastercard®?
Bangor Savings Bank advises that customers contact them immediately when this type of activity occurs on their account.
What is unauthorized activity?
This Mastercard from Bangor Savings Bank offers a 0% introductory APR for 12 months.
What is the everblue™ Low Rate Mastercard®?
This APR applies to cash advances on Bangor Savings Bank credit cards after the introductory period.
What is 27.99%?
Customers should contact this service immediately if their card is lost or stolen.
What is Bangor Savings Bank Customer Service?
The introductory APR for balance transfers on the everblue™ Low Rate Mastercard® lasts for this long.
What is 12 months?
This type of transaction involves a purchase made outside the U.S. or in foreign currency.
What is a Foreign Transaction?
After the 12-month introductory period, the APR for the everblue™ Low Rate Mastercard® can vary between these two percentages.
What is 14.99% and 22.99%?
The transaction fee for foreign purchases made with Bangor’s everblue™ credit cards.
What is 3%?
This term refers to the total amount you owe on your credit card at the end of a billing cycle.
What is the New Balance?
This fee is charged for each balance transfer, and it's the greater of $5 or 3% of the amount transferred.
What is the Balance Transfer Fee?
Bangor Savings Bank may place this on your available credit if you use your card for fuel at an automated dispenser.
What is a pre-authorization hold?
his credit card feature helps customers build their credit score when paired with a secured deposit account.
What is the everblue™ Credit Building Mastercard®?
This fee is charged if a customer requests expedited delivery of a new or replacement credit card.
What is $75?
This charge applies when funds are accessed through an ATM or as a money order using a credit card.
What is a Cash Advance?
This fee is associated with cash advances and is the greater of $10 or 5% of the amount.
What is the Cash Advance Fee?
This action will terminate the authority of an Authorized User immediately.
What is the death of the account owner?