Corp Governance
Legal Nuts & Bolts
FWA Red Flags
Duties
Cybersecurity & Privacy
100

To promote the oral health & wellness of the people and communities of New Mexico by encouraging the distribution of dental care and services.

What is the Mission of Delta Dental of New Mexico?

100

This document describes the specific level of benefits that a group members has under a plan.

What is the Summary of Benefits?

100

False Expense Reimbursement or Billing, Skimming, Larceny, Check Tampering, Stealing 

What are red flags of Asset Misappropriation fraud?

100

Obligation to follow policies, procedures, and legal requirements of the Company.

What is the Duty of Compliance?

100

This law sets national privacy and security standards for Protected Health Information.

What is the Health Insurance Portability & Accountability Act or HIPAA?

200

This Group consists of 9 Members with 3 Dental Providers.

What is the Board of Directors?

200

This law regulates the transaction of insurance business in New Mexico.

What is the New Mexico Insurance Code?

200

False Billing, Upcoding, Phantom Billing, Duplicate Billing

What are red flags of Claim Fraud?

200

Our obligation to always act in good faith in the best interest of DDNM, similar to an ordinarily prudent person in similar circumstance and position.

What is the Duty of Care?

200

Any non-public, confidential, proprietary, or legally protected information about DDNM or the customers, members, providers, and employees of DDNM.

What is "Protected Information"?

300

This group of policies provides guidance in ethical decision-making & action in the best interests of DDNM

What is the Code of Conduct?

300

This bundle of contracts helps us assure access to affordable and quality dental care for our members.

What is the Provider Network?

300

False Expenses or Reports, Timing Differences, Metric Manipulation

What are red flags of Financial Reporting fraud?

300

Obligation to disclose any personal or financial interest that may interfere with your ability to carry out your work in the best interests of DDNM.

What is the Duty of Conflict Disclosure?

300

A tool to secure email containing Protected Information

What is "Encryption"?

400

This Group meets every Thursday afternoon to discuss the performance and operations of the company.

What is the Senior Management Team?

400

This document describes our obligations in providing coverage and services to individual or group members.

What is the Evidence of Coverage or Dental Benefit Handbook?

400

Inappropriate Gift, Contract to Close Personal Relation, Seize Opportunity for Personal Gain

What are red flags of Corruption fraud?

400

Our obligation to always act in the best interests of DDNM and subordinate our own personal interests or biases.

What is the Duty of Loyalty?

400

Combining Personal Identifiable Information plus Personal Identifiable Health Information equals this

What is Protected Health Information?

500

Dr. Katz, Dr. Purtell, & Dr. Sims

Who are the three New Mexico dentists that help found Delta Dental of New Mexico in 1971?

500

Often an exhibit, these are service standards that we must meet in rendering services to a group.

What are Performance Guarantees?

500

Exploiting policies, procedures, & systems to obtain the most money or benefit from an insurer crossing ethical fiscal, business, or dental lines.

What are red flags of "Abuse"?

500

Obligation to notify the Company of any reasonable suspicion of non-compliance, fraud-waste-abuse, or privacy-security incident

What is the Duty to Report?

500

A cybersecurity attack where a perpetrator tries to intentionally trick you into disclosing Protected Information either through an email or on a web site.

What is "Phishing"?