Equities
What is the best performing US style box (YTD)?
Large growth at 24%, Large value at 19%
Has core munis or core taxable bonds outperformed YTD?
Core Bonds (4.5% vs. 2.5% roughly)
Should the Fed cut rates in November?
Give a reason
Most answers will be correct
What percent of our US stocks are in the profitability ETF?
20%
Would you portfolio be positive or negative if you missed the 20 best trading days from 1999 - 2018?
Negative
Did small cap or large cap outperform in Q3?
Small Cap (9.3% vs. 6.1%)
Has PIMCO Global outperformed DFA 5 Year Global YTD?
YES
5.0% vs. 4.1%
Is the market expecting another rate cut this year?
Yes in November - 87% chance of a 0.25% cut, 13% chance of no cut
What percent does real estate make up of our qualified stock model?
10%
What is the average inflation rate since 1960?
3.3 - 4.3%
Did value or growth outperform in Q3?
Value (large value at 9%, large growth at 1.5)
Fidelity New Markets at 8.6%
Also correct is our TLH substitute MFS EM at 9.1%
What is the market predicting the fed funds rate will be at year end?
4.25 - 4.5% (76% odds)
What percent of our qualified bond portfolio is active funds?
50% (35% PIMCO Global and 15% JSOSX)
How much of Warren Buffet's wealth came after age 52 on a percentage basis?
99.6%
Range: 90% or higher
What asset class had the best Q3 return?
Real estate at 17%
What bond class has a negative 3 year return?
Core US taxable
What is the current fed funds rate?
4.75 - 5%
0.18%
What percent of employees are offered a retirement plan at work?
44%
Range: 32 - 56%
What S&P 500 sector has the highest YTD return?
Utilities at 30% (up 17.5% in the quarter) followed by communication services at 24%.
Utilities only make up 2.5% of the S&P 500
What is the 1-3 month treasury fund's return YTD?
What is the market predicting the Fed Funds rate will be at the end of 2025?
3.25 - 3.5% (only at 30% odds)
For our muni SMA model, what percent of bonds are in the SMA?
70%
What percent of active day traders make money?
20%
Range: 15 - 25%