Carriers & General
Who is IB's medical plan with?
Who is Blue Cross Blue Shield
What is the medical deductible?
What is $250
How often can you have a routine exam/cleaning?
What is once every 6 months
How often can you have a vision exam?
What is once every 12 months with a $10 copay
What does LTD stand for?
What is long term disability
Who is IB's dental & vision insurance carrier?
Who is Principal
What is the medical out-of-pocket expenses?
What is $3000 per Member or $6000 per Family
How often can you have x-rays?
What is once per calendar year
What is the copay for prescription glasses/lenses?
What is $10 every 12 months
What is the primary monthly benefit for LTD?
What is 60% of your earnings up to $6,000
What is considered a qualifying life event?
birth/adoption, death, marriage, divorce, loss of coverage
What is your medical copayment?
What is $20 Primary Care Physician or $40 Specialist office visit
What is the deductible for basic services such as fillings?
What is $50
What is the copay for prescription glasses/frames?
What is frames are covered up to $130 every 24 months
How much life insurance does IB provide for each employee?
What is $20,000
At what age does a dependent age out?
What is age 26
When does the plan year start over for deductibles?
What is September 15
What is the deductible for major services such as a crown?
What is $50
What is the copay for contact lenses?
What is $130 every 12 months
At what age does life insurance reduce coverage?
What is 35% reduction at age 65, with an additional 15% reduction at age 70
What is IB's 401k match?
100% on your first 3% contribution
50% on your next 2% contribution
What is 75%
When does the deductible reset?
What is calendar year
When does the deductible reset?
What is calendar year
When is an employee fully vested with their 401k plan?
What is immediately