SECURITY
WHAT COLOR IS THE WARNING LIGHTS AROUND THE INSIDE OF THE BRANCH
BLUE/RED
WHO IS THE BANKS CRA OFFICER?
BRITTAINY FIELDS
WHAT IS ESCHEATMENT?
IF YOU RECEIVE A EMAIL ABOUT ONE OF OUR CLIENTS WHAT WOULD BE THE NEXT STEP?
WHEN AN ACCOUNT IS DORMANT FOR MORE THAN 5 YEARS.
TRY TO REACH OUT AND UPDATE THE ACCOUNT. IF CLOSING VERIFY THE CLIENT WITH THE OLD INFO. ALONG WITH THE UPDATED INFO. THEN NOTE IN ENACT.
WHO IS THE BANKS BSA & OFAC OFFICER?
DEANA VEAL
IS IT OK TO ASK A CUSTOMER TO REMOVE A HAT OR SUNGLASSES? IF THEY CHOOSE NOT TO REMOVE, CAN WE REFUSE TO DO BUSINESS WITH THEM?
YES AND YES
A CLIENT SHOULD ALWAYS BE COMPLIANT
AFTER HOW MANY DAYS MUST A ACCOUNT BE OVER DRAWN BEFORE IT IS CHARGED OFF
60 DAYS
CAN A MSB TAKE TREASUARY CHECKS?
AN ADDRESS OUT OF STATE?
WHY?
YES
NO
TAXES NOT FILED, FRAUDULENT TAX RETURN
WHAT IS THE NEW HOLD AMOUNT?
WHERE DO WE SAVE OUR HOLDS?
AND HOW SHOULD THAT BE LABLED?
6725.00
SHARED DRIVE UNDER 'HOLDS'
CLIENT LAST NAME
HOLD/NO HOLD
WHAT IS A GOOD EXAMPLE OF DUAL CONTROL
HOW MUCH RESPONSIABILITY DOES EACH PERSON HAVE UNDER DUAL CONTROL?
WHEN TWO PEOPLE STAY PRESENT WITH THEIR FOCUS ON THE TASK AT HAND.
EQUAL RESPONSIABILITY
WHAT IS THE CASH OUT LIMIT THAT YOU SHOULD ASK FOR A OVERRIDE?
DOES THIS INCLUDE BUY & SELL TO TCR?
WHAT IS THE CHECK AMOUNT THAT YOU SHOULD HAVE INITIALED?
7,500
YES
2,500
WHEN NEGOTIATING A ON US CHECK IN LIEU OF A CHASIERS CHECK WHAT MUST BE DOCUMENTED ON THE COUNTER CHECK?
INITIALS
RESPONSIBILITY CODE
AND K.C
WHAT 2 DEMONIATIONS MUST ALWAYS BE COUNTED BY HAND
100'S & 50'S
HOW MANY RETAIL EMPLOYEES DO WE NEED TO OPEN THE DOORS?
IF WE DO NOT HAVE THAT MANY CAN WE OPEN THE DRIVE UP?
3
YES
WHAT IS THE DIFFERENCE BETWEEN A NBFI AND MSB?
MSB HAVE TO FILE WITH FIN-CEN
WHEN A TRANSACTION HAS PROCESSED AND YOU BATCHED THEN NOTICED YOU FORGOT TO HAVE THE PROCESSED CHECK SIGNED, CAN YOU JUST HAVE A MANAGER SIGN IT?
NO, THIS WILL NOT HELP ANYTHING.
ONCE THE TRANSACTION HAS BATCHED YOU CANNOT REVERSE IT THEREFOR IF A MANAGER SIGNS THE CHECK AND IT COMES BACK FOR ANY REASON THEIR INITIALS OVERRIDE THE TELLER OVERRIDE ON THE COMPUTER LEAVING THEM 100 % RESPONSIBLE
WHAT DOES OFAC? STAND FOR
OFFICE FOREIGN ASSET CONTROL
*DO NOT ADD "OF"