You Have Value
The belief that your worth is not determined by your bank account or job title?
What is "self-worth"?
A plan that helps you track your income and expenses to ensure you’re spending wisely?
What is "a budget"?
The step-by-step approach to achieve a financial goal?
What is "a financial plan"?
The first step in achieving a goal?
What is "deciding on your goal"?
This first way of earning money gives you a monthly income but locks in your time and tells you when you can take a vacation.
What is "a job"?
The first step in growing money, which involves learning about finance and making informed decisions?
What is "knowledge"? Or Financial Education?
Something that everyone has, regardless of their circumstances, and it’s your personal strengths, skills, and talents?
What is "value"?
The amount of money you have left after you pay for essentials like bills and groceries?
What is "disposable income"?
The term for adjusting your plan if things don’t go as expected?
What is "flexibility"?
The term for goals that are realistic and achievable within a short amount of time?
What is "short-term goals"?
This way of earning money does not give you a constant amount of money every month, but when you make money, you can keep the profits.
What is a business
If you put your money here, there is a risk that thieves can take it, or fire or flood can affect it.
What is "under your bed"?
These can help you grow and make you stronger?
What are challenges
When you set aside money for emergencies or unexpected expenses?
What is "an emergency fund"?
When you set a clear plan to save and invest for future needs?
What is "financial planning"?
The method used to set goals that are specific, measurable, achievable, relevant, and time-bound?
What is "SMART goals"?
This is something you absolutely require to live, such as food, shelter, or healthcare.
What is "a need"?
If you put your money here, you can gain, lose, or break even.
What are "investments"?
The idea that your value is inherent and not something you need to prove?
What is "intrinsic value"?
The term for when you spend more money than you earn, leading to debt?
What is "overspending" or "a deficit"?
The type of plan that helps you plan for things like retirement, emergencies, or big expenses?
What is "long-term planning"?
The term for a goal that takes longer to achieve, often requiring significant planning and effort?
What is "long-term goals"?
This type of spending is for things you would like to have but can live without, such as a new phone, video games, or designer clothes.
What is "a want"?
It is important to understand this/ these, as it/they influences the habits you have and ultimately your bank balance.
What are "your emotions or your money-emotion connection"?
The quality that helps you recognize your worth, even when things are tough?
What is "resilience"?
This helps you decide how much money to save for a future goal, like a vacation or new gadget?
What is "setting financial priorities"?
You should have this to help guide your money decisions and ensure you’re on track with your goals?
What is "a financial strategy"?
The main thing that helps you stay motivated and keep going, even when things get tough?
What is "having a clear purpose or vision"?
This is the term for the money you owe, such as from loans, credit cards, or mortgages.
What is "debt"?
"Most people focus on budgeting, buying financial products, and how they will pay off their debt. These are important, but they're only part of the picture. These are referred to as..."
What are "systems"