About Me
20-44 and 2 15
What licenses do i hold in Florida?
Cause of Loss (a fire or windstorm) - Policy pays for the economic loss associated with the insured peril.
What is a Peril?
The coverage used to repair or replace my vehicle if damaged by an act of God
What is comprehensive?
These factors affect how auto insurance premiums are set-there are 5
1.rating territory, 2.amount of use the automobile receives,3. personal characteristics of the driver, 4.type of automobile and 5.insured's driving record.
2nd degree black belt
What is the level of karate my children hold ?
A sudden fortuitous (happening or produced by chance) event
What is an accident?
In home insurance this coverage will pay out in the event of an animal bite
What is animal liability?
1.) Another motorist must be at fault, 2.) the motorist has no available insurance or is underinsured, 3.) and damages were incurred are medical
The three points that must be proven to receive payment through uninsured motorists insurance
Orlando
Where am I from?
personal property on an auto policy
What coverage pays to fix the other guys car?
The coverage will pay up to 25% usually toward the ACV replacement cost of your vehicle.
What is gap insurance?
Is it a fact or fantasy that the type of car you drive is a personal matter that has no bearing on how much you will have to pay for an automobile insurance? Explain why
Fantasy: the type of car you drive is one of the major determinants of auto insurance premiums
What kind of car do I drive
Honda CRV
A rhetorical figure in which incongruous or contradictory terms are combined, as in a deafening silence and a mournful optimist.
what is an oxymoron /ŏk″sē-môr′ŏn″/
in home insurance this coverage will pay in the event water comes up from the sewer into your home
What is water back up?
Act of God vs your fault.
Allstate/Esurance
Where I started working to get my insurance license.
A contract where one indemnifies or pays another a specific amount (a predetermined benefit for predetermined contingencies)
What is insurance?
In home insurance this coverage will payout in the event your home owners association has a short fall and applies an assessment
what is loss assessment?
$5000 death benefit 10 K of medical coverage
What is PIP-personal injury protection