CAB
What is it called when a category (ex: unsafe driving) is red
alert status
What does primary auto liability cover
3rd party claims- damage to other cars/property/individuals
Gross vehicle weight
You hit a deer and damage your vehicle - what coverage would that fall under?
physical damage
it is easy to place an account with RPS markets when the insured has 4 alerts
what are the two categories for physical damage?
comprehensive and collision
what is another name for a semi truck
tractor
you have hail damage - what coverage is this
physical damage - comprehensive
insureds are required to report how many units they are running under their authority every time they make a chnage
no - they don't have to report every single vehicle change but we want to see them almost match
what does motor truck cargo cover?
what is excess liability coverage
additional limits above the primary liability that only come into play when the primary limits are exhausted during a claim.
are insureds responsible for reporting all claims regardless of fault immediately if they have filings?
yes
what are 3 main things that show up on a MCS150
driver and unit count, commodities hauled
What does trucker's General liability cover
bodily injury or property damage that occurs outside of the operation of the truck itself. This includes incidents like a customer getting injured while on the trucking company's premises, damage to property during loading or unloading, or even advertising injuries
what is a power unit
a semi truck
you rear end another vehicle and the vehicle is damaged. what coverage would this be under
auto liability property damage
what is the function of a cab report
what is bobtail/non trucking liablity
coverage when trucker is not hauling a trailer or a load and running personal errands
what is reefer?
refrigerated freight
you tip over your truck due to a bad storm while driving, the dry groceries you're hauling are damaged, what coverage would this fall under?