credit cards
problem solving
CHCK/SAV
KYC
100

PNC ___ ___ card has no cash back expiration date or, no foreign transaction fees.

cash unlimited 

100

a client comes to the bank because her debit card chip doesn't work anymore; how can you help? 

listen

sympathize

put her in the que let her know someone will be out to help her.

100

What is low cash mode?

The Extra Time clock lets clients know how much extra time they have remaining to fund their account.

100

Why is KYC important?

help protect clients from the misuse of their personal information by another party. This process also helps PNC manage the risk of fraud, identity theft and money laundering

200

April comes to the branch and start talking about upcoming trips she has (ex; going to France at the end of the month and Trinidad in December) what credit card would you offer her? 

cash unlimited 

200

A client comes to the branch and wants to cash a PNC check for 7,000 and we don't have enough how can you help?

sympathize and apologies to client about not having the funds then give client options 

Virtual teller 

order cash 

cashier check 

call different branch 

200

who is the target audience for Premiere Money Market acct?  

  • Generally, have $5,000 or more to save
200

What are the ways we can verify someone in branch? 

OTP

Debit Card Terminal 

2 forms of ID 

300

what type of balance transfers are prohibited with the spend wise card?

Any pnc products

300

A client comes to the lobby engager in a uproar because fraud activates was on their acct ,what should you do?

listen to the client/don't interupt

apologize/ sympathize  to the client 

put the client in the que with a quick explanation of how fraud happen 

direct client to lobby seat and let them know a banker will be out to assist .

300

Bonus question!!! What is the current 4 months CD rate?

4.03%

300

PNC asks for more identification information from clients than what the PATRIOT Act requires to verify the client's identity and prevent fraud. This identification information is referred to as KYC 8:  

  • Name
  • Address
  • TIN
  • Date of birth
  • Two forms of identification
  • Phone number
  • Employer
  • Occupation