Home & Daily Living
Your landlord refuses to fix a broken heater in the middle of winter.
Document the issue, contact housing authorities/tenant rights services, and consider legal action if ignored.
You can’t afford rent and groceries this month.
Prioritize rent, look for food pantries/assistance programs, and reevaluate budget.
Your boss pressures you to work unpaid overtime.
Know your rights, assert boundaries, and document requests. Report if necessary.
You’re prescribed medication you can’t afford.
Ask about generics, patient assistance programs, or discount pharmacies.
A neighbor constantly parks in your assigned spot.
Speak to them first, then escalate to property management if it continues.
A roommate consistently eats food you bought without asking.
Have a direct conversation, set boundaries, and if it continues, renegotiate living arrangements.
You fall behind on credit card payments and get collection calls.
Contact the creditor to negotiate a payment plan or seek credit counseling.
You get a job offer with higher pay, but the current job has better benefits.
Compare long-term value (healthcare, retirement) before deciding.
You feel burned out and mentally exhausted, but fear losing your job if you ask for time off.
Communicate with your supervisor, request accommodations, and consider professional support.
You witness harassment in your community but fear retaliation if you speak up.
Assess safety, report anonymously if possible, or support the victim afterward.
You discover mold growing in your apartment, but the landlord says it’s “not a big deal.”
Photograph it, get a health inspection if necessary, and file a complaint if the landlord won’t act.
You’re offered a payday loan with extremely high interest.
Avoid the loan, explore safer options like community assistance or negotiating bills.
A coworker repeatedly makes disrespectful comments toward you.
Address them directly, document behavior, and escalate to HR if it continues.
You develop symptoms but don’t have health insurance.
Use urgent care/low-cost clinics, research sliding-scale providers, and explore insurance options.
You loan money to a friend who doesn’t pay you back.
Remind them once, set repayment terms, and accept that you may need to stop lending in the future.
Your water bill suddenly doubles, and you suspect a leak.
Check for leaks, call the water company, and request an adjustment after fixing the problem.
A friend asks you to co-sign a loan, but you don’t fully trust their responsibility.
Decline politely—co-signing makes you equally responsible for the debt.
You’re asked to do a task you believe is unsafe.
Refuse politely, explain safety concerns, and request safer alternatives.
You suspect you’ve been exposed to a contagious illness.
Get tested, isolate if needed, and inform close contacts responsibly.
You see someone shoplifting at a local store.
Avoid direct confrontation, alert staff discreetly if you feel it’s safe.
You lock yourself out of your home late at night.
Call a locksmith, use a spare key if available, and create a backup plan for future lockouts.
You’re considering a new car but it will take most of your savings.
Compare costs vs. needs, explore used options, or save more before buying.
You’re offered a promotion but it requires relocating away from friends/family.
You’re offered a promotion but it requires relocating away from friends/family.
You’re diagnosed with a chronic condition and must adjust your lifestyle.
Learn about the condition, build healthy routines, and seek support groups.
A community leader misuses funds for personal use.
Gather facts, report to oversight committees, or address them directly if appropriate.