ESTIMATING STANDARDS
GHRN
MATERIAL ID
MITIGATION EQUIPMENT
POLICY COVERAGES
100
This type of estimating method is using when estimate for sheet goods such as carpet and sheet vinyl flooring to minimize waste.
What is the roll out method?
100
This GHRN assignment is used to assist with dry-out due to a water loss.
What is mitigation – water?
100
This plumbing component supplies clean water from the municipality supply to local plumbing fixtures.
What is a water supply line?
100
What is this mitigation machine called?
What is a dehumidifier?
100
This additional coverage can be purchased to adhere to local building requirements during a covered loss.
What is building code coverage?
200
This line item must be included on your estimate for all homes built prior to 1978.
What is lead paint safety (HMR LPS)?
200
This GHRN assignment app can be used when cabinets are damaged and we need to determine if they can be rebuild or need replaced.
What is ITEL Now?
200
This damage to the pipe is sometimes called “a fish mouth break” and happens when what type of water loss occurs?
What is frozen pipe burst?
200
What category of water loss is often referred to as “gray” water.
What is Category 2?
200
This coverage will pay up to $500 on most policies to haul away debris from a tree fall onto covered property.
What is tree debris removal?
300
When estimating to replace flooring and no ITEL was obtained and all of the flooring was removed. What level of flooring do you utilize?
What is standard grade?
300
This GHRN assignment is utilized for common structure damages with less complexity (e.g., drywall, texture, paint, insulation, fencing).
What is non-complex repair?
300
This type of build up occurs when snow/ice melts and then re-freezes before it can drain off the roof.
What is an ice dam?
300
The mitigation vendor cut out the bottom 2’ of drywall around the room due to water damage. What is this process called?
What are flood cuts?
300
This document modifies or amends policy language. One example states the we do not cover cosmetic damage to metal roof surfaces and their components.
What is an endorsement?
400
This line item is added when we are sanding/refinishing hardwood floors to reduce the impact of the sanding on the rest of the home. It may involve sealing openings in the room and using truck mounted machinery.
What is dust protection/dustless sanding?
400
This GHRN assignment can be sent to perform repairability tests on the roof as well as disputes over contractor pricing.
What is estimate/scoping only?
400
This item is designed to move water from outside of the plumbing system to inside, as a way to remove excess water. It is usually found in basements and is the cause of many water back up claims.
400
What instrument used to measure the percentage of water in a given substance.
What is a moisture meter?
400
This coverage indemnifies the insured for a loss caused by the sudden/accidental overflow of water that does not originate in the insured’s home. This coverage often subject to a separate deductible and limit.
What is water backup?
500
These items on Xactimate can be used to deduct square footage of walls, ceilings, and floors for items such as cabinets, showers, and vanities.
What are reference blocks?
500
This GRHN assignment type can be used to analyze AC systems and help us determine if a system has failed due to a covered peril or wear/tear over time. This assignment type can also be used to determine the repair vs replace decision on AC systems.
What is HVAC assignment?
500
This type of damage to solid wood flooring is often indicative of sudden and accidental damages.
What is cupping?
500
This tool directs air into walls or below flooring, often used on hardwood floors.
What are inject dry systems/mats?
500
This is a named peril policy seen in Texas. It states that the under windstorm, hurricane, and hail peril, we do not cover loss caused by rain, etc… unless the direct force of wind or hail makes an opening in the roof or wall causing damage.
What is Texas Form A (AU2130)?