Types of Insurance/Riders
I will not pay out if you died due to natural cause only accidental.
I can only stay until the insurer is 70 years old.
I don't accrue any cash value. What am I?
What is Accidental death benefit rider?
Client is 8 years old and was diagnosed with ADHD 2 years ago.
What is a TRIAL.
Any applicant under 9 years old and diagnosed with ADHD is an automatic trial.
How many months have 31 days in it?
What is 7?
January, March, May, July, August, October and December
I was the top recruiter back in 2015.
I speak more than 3 different languages.
Who am I?
Who is Silvia Mekhael?
Lisinopril, metoprolol, amlodipine, and losartan are all medications to help with what?
What is high blood pressure?
The minimum coverage you have to have me on is 120k.
I accrue cash value.
I don't expire. What am I?
What is select life (whole life)?
I was hospitalized with pneumonia last year on Jan 13th, 2023 for 2 days.
I was also prescribed some antibiotics and benzonatate for 10 days.
What is not a trial?
It has been more than 6 months since the hospitalization.
What has keys but can't open locks?
I start at a 62.5% contract and I am expected to get at least 1 hire a week in this position. What manager contract do I have?
What is a Supervising Agent?
What is:
albuterol, Fluticasone, montelukast
DAILY DOUBLE
What is a gio?
What does it stand for and what do I do?
(Hint: looking for dates)
What is a guaranteed insurability option rider?
I am a rider that has no death benefit but guarantees the insurer the right to buy additional whole life insurance policies on future option dates without new evidence of insurability at ages: 25, 28, 31, 34, 37, 40. Can only be attached on a whole life policy and at 25k max.
I am currently smoking but cut down to 1 cigarette a day sometimes 1 cigarette every other day.
I was diagnosed with COPD (chronic obstructive pulmonary disease) just last month.
What is a trial?
Anyone still smoking and is diagnosed with COPD is technically an AUTO DECLINE.
How many hearts does an octopus have?
What is 3?
2 to pump blood to the gills and 1 to the rest of the body.
(hint leadership bonuses only)
What is:
2 or more associates/Vip's prior to the calendar months?
In a senior app what 2 types of medication will be considered a trial app if taken together.
(Hint: not looking for specific names but which types)
What is an opiate and benzodiazepine?
I pay 1/2 of the face amount on the insured when their physician certifies that the insured is expected to live 12 months or less. (24 months in MA, IL, WA)
What am I?
What is a terminal illness rider?
I was diagnosed with high blood pressure back in May 2023. My blood pressure is under control. I wasn't prescribed any pills and my last foolw up was November 2023.
What is a trial.
Even though client isn't taking any medications and hbp is under control anyone that is diagnosed with hbp must see their physician within the last year.
What food never spoils?
What is honey?
acceptable answers: beans, white rice and sugar
I was the top producer in 2024.
I retired my fiance in 2023.
I was invited to be part of executive council for 2025.
Who am I?
Who is Paige Zuzick Ferreira?
I smoke marijuana less than 1x a week. I don't have any arrest or an abuse of any drugs or alcohol.
Am I an automatic decline or trial?
(Hint trick question)
What is I am a standard?
The minimum policy size is 100k.
Last renewal period will end at age 70 when coverage expires.
Conversion date is available until age 68.
(hint I'm not a rider)
What is 4 Year renewable and convertible term?
Client had a weight loss surgery back in 2023 and lost over 50 lbs. He was at 350 lbs and is now at 292 standing at 5'10'. No complications no medications were prescribed. Client has had follow up with their doctor on a 3-6 month basis.
What is a trial?
According to the yellow flash sheet chart client is over a T4 which is 5'10'' 290.
This NBA team holds the most championships with 18 titles.
Which NBA team am I?
Who is the Boston Celtics?
I became an MGA in my first 6 months. Who am I and what is my position now?
Who is BRIAN ZUZICK?
Which questionnaire where you list an Adderall /ADHD medication?
What is the depression questionnaire?