Prospecting
Customer Service
You have given me one of the best customer service i have ever gotten. thank you!
how long have you been working here ?
how do you like working here?
I ask because our company is expanding and we are looking for people with great people's skills just like you.
Do you keep your options open to making additional income ?
Great, ill take your number and get in touch to discuss further details . is it area code _____? what is a good time to give you a call?
looking forward to chatting with you !
I am not interested
Fair enough, usually when people say that, it just means they don't have enough information yet.
If it actually made sense financially, would you be open to taking a quick look?
I tried something like this before
I hear that a lot.What happened last time?
(Let them explain)
That makes sense. The difference here is structure, mentorship, and systems.If those were in place, would you be open to trying again the right way?
Disability Waiver of Premium
Under this benefit, if the Insured is ever continuously totally disabled for six months or more, your policy premiums that are due after your disablement passes the six-month time period will be waived. We will also refund any premiums paid during that six months. Waiver of premium is available for issue ages 18 to 55 and terminates at age 60 in most states. If you are on waiver when you turn 60, Primerica’s life companies will continue to waive your premium for as long as your disability continues. If you want to apply for this benefit, you’ll need to select the Disability Waiver of Premium opti
Whats a Roth IRA
A Roth IRA is an individual retirement account that allows you to grow your money tax-free by investing already-taxed income. Unlike traditional IRAs, you pay no taxes on withdrawals in retirement, provided you are over 59½ and have held the account for five years, making it ideal if you expect to be in a higher tax bracket later
Out and About
Love your _______________ .
My name is ______________ btw whats yours ?
Are you from the area?
I ask because our company is expanding and we are looking for motivated individuals that open to making additional income .By any chance do you keep your options open to making more income or possible career change?
Great, ill take your number and get in touch to discuss further details . Is it area code _____? What is a good time to give you a call?
Looking forward to chatting with you !
I need to think about it
Of course, you should. Just so I understand, what specifically would you be thinking about?
(Let them answer)
Got it. If we could clarify that, would you feel comfortable moving forward?
Name All Available Terms
10 , 15 , 20 , 25 , 30 , 35
Terminal Illness Benefit
The Terminal Illness Benefit is the advance prior to the date of Your death of up to 40% of Your death benefit under the Policy and/or Riders, if any, not to exceed a maximum of $250,000. If an Insured Disability Waiver of Premium Benefit Rider or Spouse Disability Waiver of Premium Benefit Rider is attached to this Policy and You otherwise qualify for that benefit, and for the Terminal Illness Benefit, then the Terminal Illness Benefit advance is up to 70% of the death benefit amount of the Insured with a Terminal Illness, not to exceed a maximum of $400,000. The Terminal Illness Benefit Amount is fixed at the time that We approve the request for theTerminal Illness Benefit. The Terminal Illness Benefit is not limited by a preexisting condition and is not conditioned on a prior hospitalization or institutionalization. The Terminal Illness Benefit is not limited by the type of the Insured’s illness, treatment or medical condition or accident.
Define Mutual Fund
A mutual fund is an investment vehicle that pools money from numerous investors to purchase a diversified portfolio of stocks, bonds, or other securities managed by professional investment advisers. It allows individuals to own a portion of a large portfolio, with shares priced daily based on Net Asset Value (NAV)
Face to Face
Excuse me can I ask you a quick question...Have you lived in So. California for a long time? (WFA)The reason I ask is that I've got a business in the area that I'm in the process of expanding and I'm just getting to know as many credible people as I can. It's probably not for you , but do you happen to know anyone that is looking to make extra income potentially a career change?(WFA)
Great , how about yourself?
Im in a hurry but , lets exchange contact info and lets find out if there is a mutual fit.
Whats your number ?
I need to talk to my spouse
100%, I respect that. Out of curiosity, do they usually support you when you find something that could improve your situation?
When was Primerica Established.
February 10, 1977,
Child Paid-Up Policy
If the insured dies then all the children covered by the Child Rider receive paid- up life policies through Primerica’s life companies in the face amount of their original rider that covers them until age 25, for no additional premium.
2026 Roth IRA Contribution Limits
$7,500 Under 50 Years Old
$8,600 Over 50 Years Old
STEAM: Getting Names
We're expanding and I just want to ask you to help play a game with me. We call it STEAM, it's a word association game, just tell me if a name pops into you head, tell me the name, don't think about it...by the way, this is how I find my best people.
Who's the best salesperson you know?
(WFA) Who else? Who else? Who else?
TEACHER - ENTHUSIASTIC - AMBITIOUS - MONEY MOTIVATEDSo, _____ he's/she's a teacher. Where does he/she teach? (WFA) Awesome. Hey, let me ask you a question. Do you think ____ would be offended if I called them and said you told me he/she is the best teacher you know? (WFA)Great, what's the best way to reach him/her?
Is this a pyramid scheme
Good question, what makes you ask that?
(Let them talk)
I get it, there's a lot of misinformation out there. This is a licensed financial services business we get paid for helping families, not just recruiting.
Define Terminal Illness Rider
Incase of Terminal illness the company will issue 40% of the coverage 70% with waiver of premium.
IBR
The Increasing Benefit Rider provides. an automatic 10 percent increase in the original face amount of your coverage beginning in the second policy year and continuing for 10 years up to a maximum of $500,000.
Roth IRA Tax Benefits
A Roth IRA offers significant tax advantages by allowing after-tax contributions to grow tax-free, with 100% tax-free withdrawals on both contributions and earnings in retirement
Warm Market
_________ when you told me __________
I think I have the way.....
If i were to introduce you to someone that can go over the details with you, would you make the time to meet with him/her ?
Great , what day are you free this week ? _______ or _______
I'm already busy with my job
That's actually who this works best for. Most of our top people started part-time while working full-time.
Would you be open to something flexible on the side if it didn't interfere and made you more money?
April 1, 2010
Child Rider Conversions
When covered children turn 25, a separate policy can be purchased with a face amount of up to five times the face amount of the child rider – up to $125,000 in total coverage– without any underwriting required.
Name 3 Qualified Roth IRA Early Withdrawals
A qualified early withdrawal from a Roth IRA (before age 59½) allows you to withdraw earnings tax- and penalty-free if the account is at least 5 years old and the funds are used for specific reasons like a first-time home purchase ($10,000 limit), disability, or qualified education expenses. Contributions (basis) can always be withdrawn anytime, tax- and penalty-free