Nailed It
(Fortified Building)
(Fortified Building)
This entry-level FORTIFIED designation focuses primarily on making the roof system stronger against high winds and uplift.
What is FORTIFIED Bronze?
In most cases, buying an NFIP flood policy today does not mean you’re covered tomorrow because of this.
What is the 30-day waiting period?
This policy limitation becomes a problem when someone assumes their expensive ring is fully covered under a standard homeowners policy.
What is a jewelry sublimit?
This FORTIFIED level builds on the roof by protecting openings and weak points with features like stronger garage doors and pressure-rated windows and doors.
What is FORTIFIED Silver?
Buyers looking for broader options, higher limits, or possible additional living expense coverage may prefer this over NFIP.
What is private flood insurance?
Despite what many buyers hope, this water-related loss is not covered by a standard homeowners policy.
What is flood damage?
This highest FORTIFIED designation strengthens the home as a system, tying together protection from the roof all the way down through the structure.
What is FORTIFIED Gold?
Under the NFIP, these are the maximum building and contents limits available for a single-family home.
What are $250,000 and $100,000?
Insurance is not a home warranty, which is why it usually will not cover this kind of damage caused by age or neglect.
What is wear and tear?