Homie
This role will never get coverage for the property they are holding for a fee.
This is the state of being responsible for something
Liability
The North Carolina Motor Vehicle Reinsurance Facility defines a clean risk as any private passenger vehicle owner when the owner and all licensed operators in the household have this.
2 years of licensed driving experience and no SDIP points during the experience period
The Comish might be Dr. Evil, but his term is only this long
Coverage A can be a real friend but it won't cover a wind loss to this less common home attachment
a television antennae. The loss is so common it is excluded on unendorsed dwelling forms.
This item that handles a key issue not found in Florida often: This is used to prevent water from accumulating on your basement floor.
A sump pump
Misrepresentation
CJ often Reminds us this coverage is in HO products but not in DP products.
What a mess! This coverage removes all the waste caused by an insured peril
The Debris removal at 5 percent the applicable unit.
OOPS! CJ has struck a Lamb. Luckily he has this coverage on his BMW to handle repairs. After paying his ______ Deductible that is.
Collision
See this is more common for short term residence; the contract type also settles coverage c on ACV
HO-4
Jay-Z may need this kind of HO policy, used to cover homes with unique features that would need a functional equivalent to reach indemnity.
HO-8
McDonalds' business model involves leasing this to the franchisee, making them a sort of landlord; it isn't covered by coverage A at all either
The land a dwelling is on.
The insurance company covering their client has this, called an insurer provision. A Consent to Settle provision is also included at times.
The Duty to Defend.
The insurer’s duty ends at the end of the policy period, even if damages owed by the insured have exceeded policy limits
While certain types of this can be covered through coverage C, it's best to get one of these to cover your vacation toy. Don't slip!
Watercraft policy.
When it comes to getting ready for the state exam CJ has these three words. _____ ___ ________
Trust the process
Broad Theft Coverage provides on premises coverage caused by theft, attempted theft, or any connected vandalism or malicious mischief but is subject to this provision.
The standard 60 day vacancy provision.
The insurer will defend their insured until...
The insurer’s duty ends at the end of the policy period, even if damages owed by the insured have exceeded policy limits
Spoiled seafood? this is the amount that spoiled refrigerated goods can be covered up to subject to a $100 dollar deductible
Refrigerated Property Coverage up to $500
CJ said this detail about the head of insurance in NC may be on the test, but may not.
the commissioner's name