Waiting periods
What is the waiting period for somebody who has tested positive for the coronavirus? With no ongoing treatment.
30 days
What is the drill down for Asthma
Mild/Moderate/Severe – controlled by medication, no hospitalization or E.R. visit, and a non-smoker
What is Simvastatin most commonly used for?
Cholesterol
What is the waiting period for PA plan 3, if somebody wanted to have a kid.
270 days
If my wife and I are healthy, with no chronic conditions going on, and we both sign up for an underwritten policy, yet we both get denied. What is the main reason for that occurrence?
Wife is Pregnant
What is the waiting period for somebody who has had cosmetic surgery, for example: Breast implant, BBL, Nose job, etc.
No waiting period
What is the drill-down for someone who has blood pressure?
Height and weight - Last blood pressure reading -Any dosage change - How long have you been on the medication?
What is the name of the medication that can be used for PCOS, but is most commonly used for Diabetes?
Sleep Apnea
If a healthy family of 3 people, 44F yro, 45M yro, and 22F yro, sign up on a plan and then they get a partial with the son being removed from the plan, what is the most common reason for that to happen?
Son not being in school
What is the waiting period for somebody who has had a single episode of whiplash with recovery?
6 months
- Was it more than once
- When was the first episode
- Was
What is Suboxone used for?
Narcotic Addiction
What state is Pregnancy coverage not offered
Maryland
If I have a family of 10, what ages are 44, 50, 17, 16, 16, 10, 8, 5, 3, 1. How would I go about putting the family on our plan?
Splitting the family by putting the mother and father on separate plans and splitting the kids up.
If somebody has Glaucoma, with successful surgery and full recovery, no pain, and no further treatments or prescriptions suggested or required. What is the waiting period before they can sign up on the plan
6 Months
What is the drill-down for Basal Cell Carcinoma (Skin Cancer)
Has it been surgically corrected?
Have there been multiple episodes?
When was it surgically corrected?
What pain medication is most commonly used for anti-inflammatories?
Meloxicam/Ibuprofen/Aspirin/Naproxen
What is it called whenever a woman has diabetes only while she is pregnant?
Gestational Diabetes
How should you go about selling this plan?
40 yro Dad - 40 yro Mom - 15 yro Son, Dad is healthy, Mom is pregnant, son is healthy, they are on the mom's employer coverage paying $950. What are you doing?
Leave mom with the employer, and put the dad and son on an underwritten plan.
With successful surgery and recovery, no other complaints, what is the waiting period if somebody had a torn Labrum?
2 years
What is the drill-down for somebody who has Epilepsy?
- Is it petite or grand mal
- Have there been multiple
- Are you on medications
- When was your last episode
What is Eliquis most commonly used for
Blood thinner / Blood clots / DVT
What is the procedure called when your kidney stones are too large to pass through, and you need to get them removed?
Lithotripsy
RING RINGG!!!
Employer coverage $1,200/month
Dad - 50 years ( Losartan 9 months, Omeprazole)
Mom - 45 years (Ozempic)
Son - 23 years old (Son is not in school, no meds)
Employer enrollment in 2 months