Product
Minimum opening deposit for standard checking
What is any amount?
This is what a check drawn on Fidelity Bank is called.
What is an On-Us check?
This service allows customers to update ACH and direct deposit information without having to contact each company individually.
What is Clickswitch?
This is the standard FDIC coverage amount.
What is $250,000 per account owner per ownership type per institution?
This is the amount of bills that are in a strap of currency.
What is 100?
This service is an overdraft solution that transfers funds from one account to another to cover in the event of an overdraft
What is Dynamic Transfer?
This is the maximum amount a money order can be made for.
What is $2,500?
Describe cardswap.
What is a service that allows customers to quickly and easily switch their " card on file" with many common merchants such as Target or Amazon. This service allows customers one place to make card updates without having to contact multiple merchants?
After this amount a CTR must be filed.
What is $10,000.01+?
This is the percentage of a bill you must have to accept it for processing.
What is 51%?
This is the minimum opening deposit for a business checking account.
What is $100?
At this amount a cashier's check must be signed by a bank employee.
What is $500
This is how long a one-time access code is valid for when logging into online banking.
What is 15 minutes?
Define stucturing.
What is attempting to avoid CTR reporting, intentionally or otherwise, by changing transaction amounts and/or frequencies, or attempting to identify specific reporting requirements?
This is what vault transactions must be performed under.
What is dual control?
The _______ is an unsecured loan with a 3 year term and the limit can range from $1,000 to $50,000.
What is the Relationship Line of Credit?
SPADE stands for what?
What is
S-Signature
P-Payee
A- Amount
D-Date
E-Endorsement
These are the 3 daily mobile deposi limits.
What is
Per item: $2,500
Item count: up to 5 items
Cumulative total: $10,000
PHISH stands for this.
What is
P-Personal Request
H-Hyperlink or attachment
I-Inaccurate information
S-Suspicious behavior
H-Hurry up and respond
This is the amount that requires a variance report when there is an offage.
What is $100?
A Home Equity Line of Credit has a__ to__ year term and a minimum approval limit of $_____ .
What is a 10 to 30 year term with a minimum approval is $5,000?
These are the 5 steps for redeeming a savings bond.
What is verify the owner of the bond, verify endorsement, determine bond's value, scan the bond and place it with daily work, complete the paperwork?
These are the four ways a customer can interact with a banker through Customer Care Live.
What is Video, Audio, Chat, Phone?
These are the 3 primary aspects of BSA
What is CTR, SAR, IPWCL?
These are the four best practices for updating customer information.
What is proceed with caution, verify all contact information, confirm SAC targets, look for joint owners?