UEBT Basics
This is what the acronym UEBT stands for.
Answer: What is UFCW and Employers Benefit Trust.
This routine medical visit is typically covered at 100% under preventive care guidelines.
Answer: What is an annual physical exam?
This type of medication, alternative to a brand-name drug, usually has a lower copay.
Answer: What is a generic drug?
This labor union represents grocery, retail, and food processing workers who often qualify for UEBT benefits.
Answer: What is UFCW (United Food and Commercial Workers)?
UEBT provides health and welfare benefits jointly managed by both union and this group.
Answer: Who are the employers?
This term refers to the fixed dollar amount a member pays for a specific medical service or prescription.
Answer: What is a copay?
his pharmacy program allows members to receive a 90-day supply of maintenance medications by mail.
Answer: What is mail-order pharmacy?
This formal document negotiated between the union and the employer outlines wages, hours, and working conditions.
Answer: What is a collective bargaining agreement (CBA)?
This governing body makes decisions regarding the trust's administration and benefit offerings
Answer: What is the Board of Trustees?
This process requires prior approval from the health plan before certain specialized procedures or tests are done.
Answer: What is prior authorization?
This confidential program helps members and their families deal with personal problems, stress, or mental health.
Answer: What is an Employee Assistance Program (EAP)?
These union representatives help members resolve workplace disputes and ensure contract compliance on the shop floor.
Answer: Who are shop stewards?
This core principle guides how a multi-employer trust like UEBT operates for its participants.
Answer: What is exclusively for the benefit of the members/participants?
This network option allows members to see doctors without paying out-of-network penalty rates.
Answer: What is the Preferred Provider Organization (PPO) / in-network?
This preventative biometric screening checks key health numbers like blood pressure, cholesterol, and glucose.
Answer: What is a wellness screening?
These landmark rights ensure a union-represented employee has the right to union representation during an investigatory interview.
Answer: What are Weingarten rights?