Vote With Your Wallet
Under the Influence
Digital Traps & Tricks
Guard Your Identity
Spot the Scheme
100
Bonus: Buying second-hand clothes at a store or online platform to reduce waste and save money is called this.
What is Thrifting?
100
A social media personality who builds a dedicated following and sways their audience's purchasing decisions is called this.
What is an Influencer?
100
User interface designs that trick consumers into doing things they didn't intend to do, like making unintended purchases, are called this.
What are Dark Patterns?
100
True or False: Minors under age 19 cannot have their identities stolen because they do not have credit cards.
What is false?
100
What is a Phishing Scam
200
This practice involves choosing to purchase products based on a company's social, environmental, or ethical impact.
What is an Ethical Consumer(ism)?
200
According to research, this key trait is the single most important factor teens look for when deciding to follow an influencer.
What is Authenticity?
200
This specific dark pattern makes signing up for a subscription extremely easy, but canceling it exceptionally difficult.
What is a Roach Motel?
200
Bonus: Enabling this security feature requires entering both your password and a temporary verification code sent to your device to log in.
What is Two-Factor Authentication (2FA)?
200
Name two major red flags or warning signs that indicate an offer or message is likely a scam.
What are urgent demands for immediate action, unexpected requests for personal information, unrealistic promises/guarantees, typos, unidentifiable emails, or lack of proof?
300
Bonus: To evaluate which package gives you the best financial value per ounce or unit of measure, you should check this price type.
What is Unit Price?
300
Small files saved on your device that allow websites to track browsing history and target ads directly at you are called this.
What are Internet Cookies?
300
This pricing trick slowly reveals incremental fees as you proceed further through the online checkout process.
What is Hidden fees or Drip Pricing?
300
Statistically, this is the most common form of identity theft reported by consumers.
What is Credit Card Fraud?
300
An illegal investment scheme structured so lower-level recruits pay money that flows straight to higher-level members.
What is a Pyramid Scheme?
400
Name two main reasons why consumers find it challenging to shop ethically despite wanting to do so.
What are higher cost/price, limited availability, or convenience?
400
Bonus: This psychological bias occurs when consumers assume an action is correct because everyone else is doing or buying it.
What is Social Proof Bias?
400
Tricking you into sharing more information about yourself with an entity than you meant to.
What is Privacy Zuckering?
400
This official government agency is where victims should file an official identity theft report in the United States.
What is the Federal Trade Commission (FTC)?
400
In this financial fraud, bad actors artificially inflate a stock's price with false news before selling off their shares at peak value.
What is a Pump and Dump Scam?
500
Bonus: This shopping policy allows consumers to request a retailer to equal a lower competitor's price on identical items.
What is Price Matching?
500
All Answer: Name two mindful strategies to reduce social media's negative impact on your spending.
Answers may Vary
Ex: What are: 1) Unfollowing accounts that encourage spending, 2) Adding items to a wish list delay before buying, and 3) Using an accountability partner (or taking a break/making a budget)?
500
What is the difference between the dark patterns: Sneak into the basket and Hidden Fees. Keep in mind that both add on to the total price.
Sneak into the basket offers add-ons that can be manually removed by a check box while hidden fees are extra fees that are added on later in the check out process and can't be removed.
500
This incident occurs when unauthorized hackers infiltrate a corporation's private databases to steal sensitive customer data.
What is a Data Breach?
500
All Answer: Explain why saying "Only people who visit sketchy websites fall for scams" is incorrect.
Scammers exploit psychological biases, impersonate trusted banks or government agencies, and use social engineering through standard text, phone, and email channels.