Auto
What does comprehensive auto insurance cover?
theft, fire, vandalism, contact with animal, falling objects
What does dwelling coverage protect
The structure of your home
“A tree falls on your roof."
Homeowners Insurance
What is a deductible?
The amount you pay out of pocket before insurance covers the rest.
Which property extends coverage for flooding
No coverage
What is the difference between bodily injury and property damage liability?
Bodily injury covers injuries to others; property damage covers damage to others’ property.
What is additional living expenses (ALE) coverage?
Covers temporary housing and living costs if your home is uninhabitable due to a covered loss
Your pontoon damages a neighbor’s dock while operating it
Boat Insurance
Name one way renters insurance differs from homeowners insurance.
Renters insurance does not cover the dwelling structure
What policy extends coverage to a rented boat
No coverage