Loans
- Available anywhere from $200 - $1,000
- 6 Month Term
-Fixed rate at 27.9%
-45 days to make first payment
FAST CASH LOAN
- Minimum of $10 needed
- No check cashing fees
- Dividends paid quarterly based on average daily balance
SAVINGS ACCOUNT
- A maximum of 30 checks or 30 bills can be deposited per transaction
- Deposit cash and checks with 24/7 access
- Withdraw up to $900 per day
ATMs
- Online payment service
- Required: GECU checking account & valid email address
- Can be made to anyone, anytime, anywhere in the United States
BILL PAY
- Text message alerts
- e-Notifications (Email alerts)
-Competitive rates based on term
-Low fees
-Low cost Credit Life and Disability (TruStage)
AUTO/VEHICLE LOAN
- Minimum to earn dividends - at least $2500 average daily balance
- Coin machine fee waived if proceeds are deposited to the account
- 16-17 years of age
FREE2BE YOUTH CHECKING ACCOUNT
- 401(k) rollovers
- Retirement Planning
- Life Insurance, Long Term Care Insurance, & Insurance Planning
INVESTMENT SERVICES
- $1,000 daily limit with $500 per transaction
- Members with a GECU Checking account and GECU Mobile access
- Notifications can be set as a text or email, which a notification will be sent after every transaction
- Activity section will display all completed and pending requests
ZELLE
How far back can members view & print their history?
6 months
- 12 month CD
- Secured at 100%
- Anywhere from $500 - $1,000
- Establish/Re-establish Credit
CREDIT BUILDER LOAN
- 60 years and older
- Earn dividends with an average daily balance of $2500 or more
- Free standard GECU checks (one box per order)
SENIOR CHECKING ACCOUNT
- Checks automatically deposited and funds readily available
- Funds are deposited even if member is on vacation or out of town
- Allows members to set up scheduled payments consistently and conveniently
Direct Deposit & Automatic Transfer (IFT)
Walk a member through the mobile app to help them locate any of our GECU, CO-OP, or Allpoint ATMs
MORE TAB - UNDER LOCATIONS
What kind of forms/request can members access through online banking?
- Address change
- Direct deposit letter
- Check stop payment request
- Order a debit card
- Up to 120 months depending on amount
- Fixed rate
- Loan amounts up to $30,000
HOME IMPROVEMENT LOAN
- Minimum balance to open $2,500
- No monthly service charge although if balance falls below $2,500, $10 is charged
- No ATM or GECU Debit Card
- Cut off time is 12:00 pm Mon-Fri, transaction will be processed next business day if transaction is requested after 12:00pm
- Can only be done with MSS or contact center
- Fees vary depending on account type (business or personal)
- Can be domestic or international
WIRE TRANSFER
- Must put "For deposit only at GECU" & have a signature
MOBILE DEPOSIT
What information is needed when linking an external account on online banking? (Members can only link external accounts on online banking)
- Name of institution
- Login information for the other institution
- Select & connect accounts to be added to GECU online banking
- All done!
- Can be used for vacations, unexpected emergencies, debt consolidation, etc.
- Competitive fixed rate(s)
- Flexible terms
SIGNATURE LOAN
- Money Mammals: 0-8 years of age
- Miners Kids Club Account: 0-12 years of age
- M3 Money Club: 9-13 years of age
- Free2Be: 14-17 years of age
YOUTH SAVINGS ACCOUNT(S)
- GECU credit and debit cards to make purchases anywhere contactless transactions are accepted
- Apple pay, Google Pay, & Samsung pay
MOBILE WALLET
What are some other benefits from the services we offer on the GECU mobile app?
- External loan payments
- Check credit score
- Open new/youth accounts
- Apply for loans
- Card control