Workers Comp
This WC document captures how/when a workplace injury occurred — the paperwork equivalent of "pics or it didn't happen."
What is a First Report of Injury (FROI)?
He fled responsibility after his father's death, spent years in the jungle, and was eventually convinced to return home by a ghost and a warthog. His succession planning skills: 0/10.
Who is Simba (The Lion King)?
Launched in 2021 and considered the most powerful observatory ever built, this NASA space telescope made headlines in 2025–2026 for detecting methane on an interstellar comet for the very first time in history.
What is the James Webb Space Telescope (JWST)?
This Oklahoma City Thunder guard was named NBA Finals MVP after leading his team to their first-ever championship in a dramatic 7-game series over the Indiana Pacers in June 2025
Who is Shai Gilgeous-Alexander?
This is the person on your technical team who insists every problem can be solved with a microservice, has strong opinions about tabs versus spaces, and owns more monitors than most people own televisions
Who is a Software Engineer?
This type of Workers' Compensation policy locks in your premium at the start of the policy period regardless of how many claims you have, making it the insurance equivalent of an all-you-can-eat buffet where the price never changes no matter how many trips you make.
What is a Guaranteed Cost Policy?
This green-clad Italian plumber with a green cap has a tendency to get left behind in adventures, and consistently finishing in second place to his more famous brother.
Who is Luigi? (Mario Brothers)
This British scientist formulated the law of universal gravitation and developed calculus, and an apple falling from a tree allegedly inspired his groundbreaking work on gravity.
Who is Isaac Newton?
The Seattle Seahawks claimed Super Bowl LX on February 8, 2026, at Levi's Stadium in Santa Clara. Who were they beating in the Super Bowl?
Who are the New England Patriots?
This is the daily meeting where your team shares what they did yesterday, what they are doing today, and carefully avoids mentioning that they have been stuck on the same bug for three days.
What is a Daily Standup?
This magical multiplier adjusts WC premiums based on claims history. Below 1.0 = CFO smiling; above 1.0 = midnight panic calls to the broker.
What is the Experience Modification Factor (E-Mod)?
Dad with short-term memory issues, proving that helicopter parenting knows no geographic limit and has truly terrible risk management instincts.
Who is Marlin (Finding Nemo)?
This is the only mammal capable of true flight, and it uses echolocation to navigate in complete darkness.
What is a bat?
This Spanish tennis phenom — whose game features breathtaking topspin and an almost supernatural ability to slide on clay — won the 2025 French Open men's singles title, his second consecutive Roland Garros crown.
Who is Carlos Alcaraz?
This is the application that notifies you of 247 unread messages the moment you return from a two-day vacation, making you briefly consider a career change to sheep farming
What is Outlook?
This Amazon cloud platform powers half the internet, charges you by the millisecond, and is the reason your DevOps engineer wakes up in a cold sweat every time someone accidentally leaves an S3 bucket running overnight.
What is Amazon Web Services (AWS)
This villain-turned-devoted-father commands an army of tiny yellow workers, adopted three girls, and somehow overcame catastrophically bad management practices to find redemption. HR would still not recommend him.
Who is Gru (Despicable Me)?
This element, with the symbol Au on the periodic table, is one of the least reactive chemical elements and has been valued for thousands of years for its rarity and luster.
What is Gold?
The 2026 NBA Finals — beginning June 3, 2026 — pits the New York Knicks (first Finals since 1999!) against this Western Conference team led by French superstar Victor Wembanyama. Name the team.
Who are the San Antonio Spurs?
This is the platform where developers store their code, collaborate on projects, and passive-aggressively leave comments on each other's pull requests at midnight.
What is GitHub?
Only Ohio, Washington, Wyoming, and North Dakota use this model — legally blocking private insurers from competing. The most exclusive HOA in insurance.
What is a Monopolistic State Fund?
This brand-new emotion introduced in "Inside Out 2" is something every insurance professional feels before a major renewal, audit, or board presentation — and she's orange.
What is Anxiety (Inside Out 2)?
This is the largest organ in the human body, weighing approximately 8 pounds in adults and serving as the first line of defense against pathogens and injury.
What is the skin?
This Polish women's tennis star — widely known as the "queen of clay" — shocked the tennis world by winning Wimbledon 2025 on GRASS, a surface long considered her Achilles heel. She's also the Australian Open 2025 champion.
Who is Iga Świątek?
I'm completely invisible, yet insurance companies exist entirely because of me. I can be transferred, shared, retained, or avoided — but NEVER fully eliminated. The more complex I am, the more expensive I become. I am the reason for this entire industry. What am I?
What is Risk?