Carrier Knowledge
What are the top 2 carriers we are partnered with?
AMAM & Transamerica
What 2 policies do we recommend for perfect health?
AMAM P4L Pref/ Transamerica Select
Male/Age55/ No health issues/ No medications/5'11/ 185/ nonsmoker/ Orlando, FL
What carrier should you choose?
AMAM P4L Pref - Always first choice
*TA Select technically correct
Where is Copy of Copy new PEC?
ECheck City pinned messages
What 2 carriers pay out the highest advance?
AmAm P4L Pref/ TA Select
Which carrier requires an email address?
Transamerica
What 2 options would a client have with current cancer?
CICA GI/ Gerber
Female/age 45/HBP/ Cholesterol/ diabetes (no complications) Levothyroxine/ Seizure 3 years ago but isn't prescribed meds/ 5'4 / 230lbs
What is the recommended Carrier?
TA Select
What are the 2 places you can find rebuttals for objections?
JVE Rebuttal page/ ECheck City Pinned messages
What type of sale pays out the highest commission?
*Bonus- What's the percentage ?
E-Check SSB
*Bonus 75%
What are the titles of the day one coverages for each carrier ?
*Hint: there's 5 excluding super preferred and preferred plus. No UHL
AMAM P4L Pref/ TA Select/ Patriot Pref/Patriot Standard/ CICA SI
What 2 carriers offer day one coverage to CHF/ Diabetic complications/ Kidney Failure and other major health issues?
*Bonus- Depending on what?
Transamerica/ CICA
*Bonus- Hospital visits within 24 months
M/ age 73/ Heart attack 2 years ago (no chf)/inhalers for Bronchitis / hospitalized 3x in 2 years/ Diabetes (no complications) 5'6/ 275 lbs
Whats the recommended carrier?
AMAM P4L ROP
What extension do you dial to fix a fisap from last week?
New business
How many months do you get advanced for AMAM/Transamerica/Patriot/ Gerber ?
9 months
What are the age groups for each carrier when discussing whole life policies? AMAM?
Transamerica?
AHL Patriot?
CICA?
Gerber?
AMAM-50-85 (0-49 family plan *hidden bonus)
Transamerica- 18-85
AHL Patriot 40-89
CICA- 0-85
Gerber- 50-85
What are 5 health factors that are automatically a guaranteed issue plan?
*Name 2 more factors
Nursing home/ Facility
Current Cancer
ADLS
Home Health Care
Wheelchair confinement
Dementia
Transplant list
Gender: F
DOB: 01/07/1943
City/State: Atlanta, GA
Health: Stent in heart 10 years ago(has had heart attack), Diabetes, signs of dementia,
Hospital Stays: No
Meds: Tridental, says they don't meds for diabetes?
Height : 5 5
Weight : 145
What is the recommended Carrier?
AMAM P4L Pref
Where can you find your 13 week quality percentage?
Incentive report
What are the 3 ways to raise your commission level?
Recruits, Production and Seniority
Which carrier do we sell term policies through? And what are the 4 main requirements?
AMAM (20yr term)
Under 65/ Perfect health/ No suspended license/ working 30+ hours a week.
What are 3 medications that would make a client automatically guaranteed issue?
Memantine
Donepezil
Methotrexate
Tamoxifen
Valstar
Age : 73
DOB:09/09/1952
Health: Diabetes, COPD, HBP
Med: medora shot to lose weight (once a week
CPac machine, insulin, metformin, HBP med, supplements
Hospital --Aug 2025 Knee replacement,
What's the recommended carrier?
AMAM ROP/ Patriot standard/ TA Select (if knee replacement visit was under 2 consecutive days in hospital.
Where can you find what level commission you are on?
Paycheck
How much AP do you need to make a $1,000 paycheck if you only write AMAM & Transamerica if you have 100% E-check/SSB at level 1?
$3,660 AP