Carrier Knowledge
What are the Last 2 programs we pivot to?
CICA GI & Gerber
What 2 policies do we recommend for perfect health?
AMAM P4L Pref/ Transamerica Select
Male/Age55/ No health issues/ No medications/5'11/ 185/ nonsmoker/ Orlando, FL
What carrier should you choose?
AMAM P4L Pref (Tobacco users)
*should always be first choice
Transamerica (Non smokers)
Where can you learn EVERYTHING SLS?
SLSU
What 2 carriers pay out the highest advance?
AmAm P4L Pref/ TA Select
Which carrier doesn't accept online banks?
Transamerica
What are the top 2 options for a client have with Home health care?
CICA GI & Gerber
Female/age 45/HBP/ Cholesterol/ diabetes (no complications) Levothyroxine/ Seizure 3 years ago but isn't prescribed meds/ 5'4 / 230lbs
What is the recommended Carrier?
TA Select
Where can you find info on each carrier?
SLS Connects (Carrier Selection)
What carriers pay out the lowest commission?
*Bonus- What's the percentage ?
CICA GI 35%
Gerber 30%
What are the titles of the day one coverages for each carrier ?
*Hint: there's 5 excluding super preferred and preferred plus. No UHL
AMAM P4L Pref/ TA Select/ Patriot Pref/Patriot Standard/ CICA SI
What 2 carriers offer day one coverage to CHF/ Diabetic complications/ Kidney Failure and other major health issues?
*Bonus- Depending on what?
Transamerica/ CICA
*Bonus- Hospital visits within 24 months
M/ age 73/ Heart attack 2 years ago (no chf)/inhalers for Bronchitis / hospitalized 3x in 2 years/ Diabetes (no complications) 5'6/ 275 lbs
Whats the recommended carrier?
AMAM P4L ROP
When does your fisaps have to be fixed before affecting your quality?
Wednesday the following week from sale
How many months do you get advanced for AMAM/Transamerica/Patriot/ Gerber ?
9 months
What are the age groups for each carrier when discussing whole life policies? AMAM?
Transamerica?
AHL Patriot?
CICA?
Gerber?
AMAM-50-85 (0-49 family plan *hidden bonus)
Transamerica- 18-85
AHL Patriot 40-89
CICA- 0-85
Gerber- 50-85
What are 5 health factors that are automatically a guaranteed issue plan?
*Name 2 more factors
Nursing home/ Facility
Current Cancer
ADLS (By medical Staff)
Home Health Care
Wheelchair confinement
Dementia
Transplant list
Gender: F
DOB: 01/07/1943
City/State: Atlanta, GA
Health: Stent in heart 10 years ago(has had heart attack), Diabetes, signs of dementia,
Hospital Stays: No
Meds: Tridental, says they don't meds for diabetes?
Height : 5 5
Weight : 145
What is the recommended Carrier?
AMAM P4L Pref
Where can you find your 13 week quality percentage?
Incentive report
What are the 3 ways to raise your commission level?
Recruits, Production and Seniority
Which carrier do we sell term policies through? And what are the 4 main requirements?
AMAM (20yr term)
Under 65/ Perfect health/ No suspended license/ working 30+ hours a week.
What are 3 medications that would make a client automatically guaranteed issue?
Memantine
Donepezil
Methotrexate
Tamoxifen
Valstar
Age : 73
DOB:09/09/1952
Health: Diabetes, COPD, HBP
Med: medora shot to lose weight (once a week
CPac machine, insulin, metformin, HBP med, supplements
Hospital --Aug 2025 Knee replacement,
What's the recommended carrier?
AMAM ROP/ Patriot standard/ TA Select (if knee replacement visit was under 2 consecutive days in hospital.
Where can you find what level commission you are on?
Paycheck
How much AP do you need to make a $1,000 paycheck if you only write AMAM & Transamerica if you have 100% E-check/SSB at level 1?
$3,660 AP