Agency loan programs
Aside from conventional loans and a suite of new non agency products, PHM also offers 3 government loan types.
What are USDA, VA and FHA?
Laura has no income and is unemployed, but she has $10 million dollars in the bank. PHM's solution for this?
What is an asset qualifier loan?
Open house and co-branded listing flyers, co-branded mobile app, co-branded post closing marketing, client birthday reminders.
What are some complimentary services provided by Prosperity?
PHM partners with them to provide $15k in down payment assistance.
Who is NC Housing?
These are the best in the business and a team that Dawn is very fortunate to work with.
What is the Long & Foster Realty Durham Office?
This is the maximum loan amount PHM can do with 3% down?
What is $806,500?
PHM does not always have to count the current home mortgage in debt to income? What is the loan program called?
What is Buy before you Sell?
This Buyer/Seller/Agent benefit offers up front underwriting before a buyer goes under contract, and a $30k closing guarantee.
What is Competitive Edge?
What types of loan programs does NC Housing offer the $15k down payment assistance on?
What is conventional and FHA loans?
How long has your favorite local lender been in the Mortgage business?
What is 24 years?
PHM can do provide financing for most loan types. What are two loan types we cannot accommodate?
What are land loans and construction to permanent loans?
This loan program works well for self-employed borrowers who do not show a lot of income on a tax return.
What is a bank statement loan
PHM offers $750 off closing costs for buyers who work with a Long & Foster realtor and apply through this program, offered to both UNC and Duke employees.
What is Smart Move?
What is NC Housing's maximum dti allowed?
What is 45%?
Our leader played what Division 1 sport?
What is volleyball?
What is the maximum dti for a conventional loan?
What is 49.99%?
What is the type of loan in which an investor can qualify with no income other than the rent for the subject property?
What is a DSCR loan?
PHM was ranked in client satisfaction Nationwide by what company?
What is JD Power?
What is included in the maximum income for the NC Housing loan program?
What is household income?
When is our office corn hole tournament?
When is October 14th at 2:00pm?