🚗 AUTO INSURANCE
🏘️ LANDLORD INSURANCE
🏡 HOME INSURANCE
🔧 CLAIMS & COVERAGE
💡 INSURANCE TIPS
100

This type of coverage is mandatory in most states.

What is Liability Insurance?

100

This coverage protects a landlord from lawsuits due to tenant injuries.

What is Liability Coverage?

100

This coverage helps pay to repair or rebuild your home if it's damaged by fire or storm.

What is Dwelling Coverage?


100

After a car accident, this is the first thing you should check before calling anyone.

What is making sure everyone is safe?

100

You can save on your Farmers auto and home insurance by doing this with your policies.

What is bundling?


200

This coverage pays for your car if it's stolen or vandalized.

What is Comprehensive Coverage?

200

This is the type of policy landlords typically need.

What is a Dwelling Fire Policy?

200

This type of insurance is required by most mortgage lenders.

What is Homeowners Insurance?

200

This is the process of asking your insurance company to pay for damage or a loss.

What is filing a claim?

200

Installing this water-saving device may qualify you for a home policy discount with Farmers.

What is an automatic water shut-off system?

300

This optional coverage helps pay off your car loan if your vehicle is totaled.

What is GAP Insurance?

300

This helps cover lost rental income if the property is uninhabitable.

What is Loss of Rent Coverage?

300

A detached garage or fence falls under this part of your policy.

What is Other Structures Coverage?

300

If your home is unlivable after a covered loss, this part of your policy helps pay for a hotel or temporary stay.

What is loss of use coverage?


300

Signing up for this type of document delivery saves you time—and money.

What is paperless billing?


400

This coverage protects you if the at-fault driver doesn’t have enough insurance.

What is Underinsured Motorist Coverage?

400

Standard landlord policies don’t cover this type of tenant property.

What is the tenant’s personal belongings?

400

This endorsement can cover costs to rebuild your home above the policy limit.

What is Extended Replacement Cost?

400

You may be asked to submit photos or a repair estimate when you do this.

What is start a property damage claim?

400

This type of insurance review helps you find discounts, update coverage, and avoid surprises.

What is an annual policy review with your agent?

500

A high-risk driver might be placed in this type of insurance market.

 What is the Assigned Risk Pool?

500

This coverage kicks in when a property is vacant for a long time.

What is Vacancy Endorsement?

500

This peril is almost always excluded from standard homeowners insurance.

What is Flood?

500

If the cost to fix your property is lower than your deductible, this is what usually happens.

What is you pay out of pocket and the insurance doesn’t pay anything?

500

Adding this type of policy gives you extra liability protection beyond your home and auto limits.

What is an umbrella policy?