Stocks
This type of investment involves owning part of a company through
shares
What is a stock
what does CD stand for?
What is Certificate of deposit
Name for the amount you're lending and expect to be paid back
What is Par Value
Balanced mutual funds contain a combination of ____ and ____
What is Stocks and Bonds
For what account are we required to have a savings account?
what is All accounts
How might global events impact stock prices?
stock prices to fluctuate due to changes in investor confidence and economic stability.
What CD offers $1,000.00 min to open with 12-60 Month term?
what is a Long term CD
What are Bonds?
A security that obligates the issuer to pay the holder a debt.
Pooled investments managed by professionals
what is mutual funds?
what savings accounts are best for
what are emergency funds/ short term saving goals?
brokerage firms provide research as well as trade executions and may offer customized portfolio management
What is Full Service
What is a certificates of deposit?
a savings account that requires a deposit of a fixed amount of money for a fixed period of time
It's important to research a bond issuers' ____ risk
What is Credit Risk
When a mutual fund's stocks or bonds pay income from dividends or interest, the payments to shareholders are know as
What is Income Distributions
How many times can member withdraw before fee is charged and what is the fee?
After the 4th withdraw there will be a fee of $3.00
What is the risk in stocks?(Low,medium, or High)
what is HIGH
Do CD pay a higher rate of interest? Why?
Yes ,because they require you to commit your money for a period of time.
Bond interest payments are called the bond's _____
What is Coupon
mutual fund fees
what are expense ratios
What is the time frame to open a Christmas club?
what is Between November 1st to March 31st.
When you buy stocks on margin, you ____ part of the cost of the investment
What is Borrow
The term for which a CD is issued
What is the maturity?
Who issues bonds?
what is Governments, corporations and municipalities
A ____ mutual fund is managed by professionals who decide which underlying investments to choose for its portfolio
What is Actively Managed
What are the names of the 3 different youth saving accounts?
what is Money mammals, Miners Kids club, M3Money Club