Christmas Traditions
A house that is edible?
What is gingerbread house
An account set up by the lender to pay your property taxes and insurance premiums?
What is an Escrow Account?
The movie with the character Kevin McCallister?
What is Home Alone
A type of protection that compensates you if your home gets damaged during a covered incident.
What is Homeowners insurance?
“And Heaven and Nature Sing”
Joy to the World
Famous type of cake made on Christmas
What is Fruitcake
Expenses over and above the price of the property incurred by buyers and sellers when transferring ownership. This may include origination fees, do stamps, etc.
Closing Costs
The name of the Grinch’s pet dog?
Who is Max
This individual assesses the value of the subject property.
What is an Appraiser?
“A one-horse open sleigh”
Jingle Bells
Famous Christmas plant that gets hung up
What is mistletoe
Process where a lender analyzes your finances to either approve or deny your loan.
What is underwriting?
The role that Charlie Brown is given as part of the Christmas play in a Charlie Brown’s Christmas?
What is the director
A computer generated Underwriting decision
What is AUS (Automatic Underwriting decision)
What is given on the 12th day of Christmas in the Twelve Days of Christmas Song?
Twelve Drummers drumming
When it is snowing on Christmas day
What is a White Christmas
The agreement signed by the borrower placing a lien on the property.
What is Mortgage?
Miracle on 34th Street centers on What department store?
What is Macy’s
This task is performed while compiling the loan file to ensure that the borrower has a job.
What is Verification of Employment (VOE)
No crocodiles or rhinoceroses, I only want....
Hippopotamuses
A gift exchange with a group of people where the givers are anonymous, and the gifts are selected by individuals in a randomized order
What is a white elephant gift exchange
This vendor provides evidence that the property has no other existing liens that would cause issues at closing.
What is Title Company?
What did Frosty say once the magic hat was placed on his head?
What is Happy Birthday
What package in e-file are the case binders located.
What is the Government insuring package
How many reindeer were in the story “Twas the Night Before Christmas”
What is Eight, Rudolph was not in the story.