Admin
This is our Purpose Statement
What is We Help Our Partners Prosper?
The residential department head.
Who is Beth Shoffner?
This is the location on the Centennial Lending website for borrower's to access their information.
What is "My Account"
Commercial's prior loan officer.
Who is Doug Christie?
The year Michael became our CEO
What is 2017?
This is our newest Admin team member
Who is Sabrina Nunn?
This CU partner closes the most residential loans per month on average.
Who is Blue Federal Credit Union?
This person is the newest Servicing team member.
Who is Danny Mastrodonato?
The credit union Commercial works with the most.
Who is Blue FCU?
Two locations where Centennial has had its offices.
What are Longmont and Firestone?
This is our Accounting software
What is Netsuite?
Two of the five residential sub-departments.
What are:
LO (origination)
LP (processing)
UW (underwriting)
CL (closing)
PC (post-closing)
?
This is the number of teams that are under the Servicing umbrella.
What is six?
(Mortgage, Leasing, Collections, Insurance, Imaging, Commercial)
This person makes the pot of coffee every morning.
Who is Doug Giorgetta?
Michael Allosso and Todd Mausselman
Who are two of the speakers that have been featured at Centennial Day?
Three of our five Purpose Ideals
What are Engaged Staff, Invested Partners, Balanced Investment, Create Value, and Smart Technology?
This department works closely with the residential department yet is independent and separate from it.
What is QC?
(Chelsea and Jonathan make up the QC department, which is independent from residential. However, they also make up the Residential Appraisal Desk, and as such are very much a part of residential in that capacity).
This amount is charged when a borrower makes their payment via telephone.
What is $20?
The 2 spreads used daily by commercial.
What are PFIAs and BFIAs?
This was the location of the first ever Centennial Day.
Where is The Saint Vrain?
The count of payroll cycles in 1 year
What is 26?
Partner, Partner Plus, and Approved Partner
What are the residential lending first mortgage partner tiers?
What is when the Mortgage Servicing Late Notices are sent?
When is after 3p on the 16th of the month?
This is the determination of the value of any collateral.
What is an appraisal?
She judged Centennial's first holiday decorating contest.
Who is the burrito lady?
This CU is our most recent CUSO owner
Who is Meridian Trust FCU?
Blue FCU, Climb CU, Meridian Trust FCU and Aero Financial.
Who are the current residential approved partners?
Turn-In, Purchase, Trade-In
What are the options for ending a lease?
This loan allows equity to be withdrawn from one property to use as down payment to purchase another property.
What is a bridge loan?
Lindsay, Julia, & Mackenzie
Who were the Centennial Day blunder award winners?
This is our IT Spam Filter
What is Checkpoint?
This is where to locate the information relating to employee mortgage loan discounts.
What is the Employee Handbook?
This is the Credit Union for whom we service the most leases.
Who is Dort Financial Credit Union?
Toe
What is the bone that Crista broke?
This animal caused a ruckus in the Centennial parking lot.
What is a snapping turtle?
Ben's designation stands for this
What is CUCO = Credit Union Compliance Officer?
0.125% of the loan amount is charged when this occurs.
What is when the borrower chooses to waive escrowing for both taxes and insurance?
These are required for Servicing to provide a mortgage payoff statement.
What are a written request & Borrower's Authorization OR a verbal request by borrower?
Permanent take-out financing.
What is a requirement on all construction loans?
These people felt it wise to have a tornado warning viewing on the balcony.
Who are Jeff and John G?
This is our number of board members
What is 7? (including Michael)
Residential mortgage loan underwriters must be certified by these agencies, and their certification can be revoked if not meeting standards.
What are FHA and VA?
This is how often a borrower can be contacted by Collections.
What is 7 contacts every 7 days?
(Points of contact are Text, Email, Home Phone, Cell Phone, Mailed Letter, Social Media, Face to Face)
The maximum LTV for consumer construction loans.
What is 90%?
Norlarco, IBM Rocky Mountain Employees Credit Union, and Warren.
Who are the founding CUs of Centennial Lending?
This person has the most software access (IT team excluded)
Who is Beth Shoffner?
This is Residential's newest Investor added in 2025 for jumbo loans and as another government loan outlet.
What is NewRez?
This type of insurance is required to be paid by Centennial Lending.
What is flood insurance?
This team member has owned 2 Audis in their lifetime.
Who is Kirk Wiebusch?
Pecos Junior High
What is the junior high school Michael attended?