(Blank)
This three-digit number helps lenders decide how risky it may be to lend to you.
What is a credit score?
Paying your bills on time helps improve this.
What is your credit?
Using too much of your available credit can hurt this part of your financial profile.
What is credit utilization?
This is one thing you should avoid doing before buying a home: opening new credit cards, missing payments, or paying bills on time.
What is opening new credit cards?
This report shows your credit history, balances, and payment behavior.
What is a credit report?