Try Your Luck
TIME VALUE OF MONEY
Economic Factors
Social Changes
Political Factors
100

A good money rule is to "This" with money you make. That is, set some aside for saving first before doing other things with your money.

Pay yourself First

100

"This" can help you afford, in the future, things you might not be able to afford today – such as paying for education, buying a car, putting a down-payment on a house, or saving for retirement.

Saving

100

"This" affecting your ability to earn money

The availability of jobs

100

Having "this" and family size,

Children

100

the rate of inflation "this"

affecting prices you pay

200

It is often harder for "this". Families have to make many financial choices together.

Two people (or more) to make a decision than one.

200

Money that you don’t spend today, but save for the future, can "This" or invested wisely. It can help sometimes to get advice from good and qualified sources.

increase in value if saved

200

"This" affecting prices you pay

The rate of inflation

200

Getting "This" 

Married

200

insurance and "this" regulations

banking

300

But remember that old adage-"This"There are some who may well argue that it may be harder to be happy if one is "born into money."

Money doesn't buy happiness

300

Your "This" will likely affect almost every money decision you make.

tastes and preferences

300

"This" affecting the cost of borrowing money or how much you can make on your savings

Interest rates

300

"This" of marriages,

Types

300

"This" insurance programs

Employment

400

Your "This" when you entered this world on the "highway" to liffe, you may believe you started with certain advantages or disadvantages.

Luck of The Draw

400

Taking control of your financial affairs means "This"

Thinking about the various stages of your own life cycle.

400

"This" affecting the returns that are possible on your investments

The stock market, bond markets etc.

400

The level of education seen as“this”

Needed

400

parkland and other recreational "this"

facilities

500

Therefore, when setting goals, you have to consider the changes that will occur throughout what is called the "This"

Life Cycle

500

It’s important to have a sense of what your tastes and preferences are since they will "This" with the money you have.

affect the decisions you make

500

"This" affecting how much tax you pay

Tax policies

500

Housing styles and "this"

Opportunities

500

legislation affecting wages and "this"

conditions in the workplace

600

You may believe that all are created equal, but few will claim we are all born into circumstances of "This"

Equal Opportunity

600

A "This" is something that makes life easier, better,more enjoyable – but isn’t Essential.

Want

600

"This" affecting benefits you may be able to receive

Government programs

600

The "this" of certain careers,

Popularity

600

"This" and communication

transportation

700

“This” can displace some workers from their jobs while it creates jobs for others.

Technological Change

700

An important part of planning is “This” That is, to have a plan if things don’t go as planned. Be flexible. Have a backup or alternate option – just in case things don’t work out as you had anticipated – or hoped.

Contingency planning

700

"This" affecting the cost of things we buy that are made in other countries

The exchange rate for the Canadian dollar

700

The kinds of new jobs "this"

Available

700

training "this"

programs

800

Technological change can affect the way we live our “This”

Daily Lives

800

Our own individual likes and dislikes that can affect what we buy, what we do, what we eat, where we shop, what we wear, and so on.

Tastes and preferences

800

"This" affecting your income, benefits, and working conditions

The status and strength of labour unions

800

The post-war baby boomer is aging. The "this” have influenced society in many ways.

Boomers

800

"This" care

Health

900

Check-out lines at supermarkets are shorter due to “This”. In some locations you can scan and bag your own items.

Computerized Pricing

900

The different general stages of life people commonly go through where circumstances, priorities, and goals change over time.

Life cycle

900

"This" affecting jobs, incomes, and opportunities in Canada

What goes on in other countries

900

A new, and different, generation takes over? Are known as "this"

The millennials

900

public "this"

education

1000

Even though you may not be a “this,” try and keep up on technology and change.

Tekkie

1000

A program which governments can use to help provide funds to people who become unemployed – if the person qualifies for the benefit.

Employment insurance

1000

The value of one country’s currency in terms of the currency of another country.

Exchange Rate

1000

Each of us has the right to "this"

Vote

1000

"This" programs

Welfare

1100

Handling money and financial matters requires a great deal of "this"

decision making

1100

A rise in the average price level of goods and services in the economy.

Inflation

1100

"This" is something that no one should have to face, but, unfortunately, some experience it in their lives and in planning and implementing their financial affairs.

Prejudice

1100

Along with our financial responsibilities, we have a responsibility to put in power the best “this” we think possible.

Government

1100

interest "This"

Rates