About
What does BNPL stand for?
Buy Now Pay Later
Do members have to opt in?
No. Members prequalify and simply view/accept their offers within the BNPL section of OLB
What is the transaction limits for BNPL?
Min: $100 Max:$2,500
What does the acronym "PSL" stand for in the context of famous fall coffee orders?
Pumpkin Spice Latte
What are the 2 BNPL options members may use?
Split Your Payments and Plan Your Purchase
What does a BNPL Loan look like in Branch Suite?
It will appear like any other loan.
How can a member cancel/change their autopay for BNPL?
Team members must make the changes under the Branch Suite Transfer Tools tab.
True or False: Traditional pumpkin spice mix actually contains ground pumpkin.
False. It is typically a blend of cinnamon, nutmeg, ginger, and allspice.
What is the BNPL APR?
15%
How is eligibility determined?
Equipifi reviews the members overall relationship with Patelco.
T or F: Members can change their payment terms after finalizing their plan.
FALSE. Once a plan is est. it cannot be changed.
What is the name of the popular fall game where players throw small bags of corn kernels into a hole on a raised wooden platform?
Cornhole
What are the available BNPL terms/payment time frames?
3, 6, 9, or 12 months.
How soon does a NEW member qualify?
After 90 days of membership before they can be considered.
What should team members tell members who do not have a BNPL offer?
What major professional sporting event, traditionally played in October, is nicknamed "The Fall Classic"?
The World Series
Why is BNPL better than similar competing services? (Afterpay, Klarna, etc.)
We already know the member, offered based off of their membership, no extra apps and no loans
How can team members override a members eligibility?
They cannot.
What happens if the BNPL purchase is returned?
The BNPL plan is not affected. Members must still pay off their plan and the merchants return policy determines their refund.
Which U.S. president made Thanksgiving a permanent, official national holiday?
Abraham Lincoln