ROA
BIG AUTO
POLICY
100
Fill in the Blank 

_____ - ______= Profit

Revenue - Expenses = Profit

100

Name the two main criteria needed to use the clean Adjusted Value 

Less than 5 years old

Under 100,000 Miles

100

What new tool allows Managers quick access to Policy Corner, Interview Guides, Manager GPS?

The Manager Hub

200

What Expense is not included in SG&A?

NCL

200

Daily Double:

Who is the fairest John of them All?

JK or JM

Both

200

After Supervisor, Managers, and Custodian, how many branch keys can be given to TMs with the longest tenure?

2

300

What does NIBT stand for?

Net Income Before Taxes

300

Where on the Black Book Report can you find an early indication there may be moderate to severe damage on a Vehicle

$2,500 or more listed in the History Section 

300

As a Manager, What is the new mandatory guide we need to use when Recruiting?

First Interview Guide 

400

What is the Minimum Target % for Pretax ROA ?

Above 10%

400

What is the Max LTV on a Big Auto Loan?

200%

400

On a 60+ day account, what is the minimum % we can take on a 1-time lump sum payment?

60%

500

How does higher Back Sheet DQ effect Revenue?

 Account that are 90+ days stop earning interest and fees.

500

What's the minimum annual income for a customer who is Excellent RR and has a $20k value vehicle?

$60k a Year

500

What is the maximum cash out a supervisor can approve for customers with RR Fail/Weak and RMC 260? 

$0, cannot approve Exception