RPS
Policy
GHRN
Mitigation
Ice Dams
100
Roof Surface Payment Schedule abbreviation.
What does RPS mean?
100
If the home is not lived in. Coverage is automatically denied. True or False?
False.
100
Use when contents need to be cleaned; this includes the pack out of contents when contents are affected by the loss. Not intended for Textile, Electronics Restoration or GHRN Inventory of coordinated claims.
What is Contents Cleaning?
100
Clean water - IE: Supply pipe break
What is Category 1 water
100
There is no coverage for ice dams.
What is UPP.
200
Gutters and Downspouts are NOT factored. True or False?
True
200
Loss from blockage or low pressure is not covered unless this event causes it.
What is a service line failure?
200
Inspect and evaluate electronic contents items and structural electronic components to determine cause of loss and repair/replace availability.
What is Electronic Testing?
200
Typical dry‑out time for an average home is this many days.
What is 3 days?
200
Because there is an ice dam, that does not mean there is damage to the roof. True or False?
True
300
The Roof Surfaces Endorsement is RCV. True or False?
False. It is ACV.
300
A leak, break, tear, rupture, collapse, or arcing that stops a line from performing its intended function.
What is a service line failure?
300
Provide evaluation of cabinet repair vs. replace and performs repairs for cabinets. On-site and photo evaluation available.
What is Cabinet Repair GHRN?
300
What is a dehumidifier?
300
When water freezes creating an ice buildup. Normally founds on eaves and gutters.
What is an ice dam?
400
This roof item should NOT be factored when applying RPS.
What is a Chimney Flue Cap?
400
This endorsement provides coverage for underground piping and wiring that connects a home to utility systems.
What is the Service Lines Coverage DS endorsement?
400
Extraction of water from interior of home; professionally dry walls, ceiling and floors; removal of damaged surfaces.
What is Mitigation – Water?
400
What is an air mover?
400
Homeowners should avoid sharp tools when removing ice because they can cause this.
What is roof damage?
500
Ice and Water Shield (Building Code) should be factored. True or False?
False
500
Piping attached to outdoor sprinklers, irrigation systems, and swimming pools is NOT considered this.
What is a service line?
500
Provide evaluation of cabinet repair vs. replace and performs repairs for cabinets. On-site and photo evaluation available.
What is Cabinet Repair?
500
Classifications that reflect moisture absorption severity. For example: Class 3 & 4 affect materials like drywall and plaster in restoration.
What are drying classifications?
500
Proper prevention includes installing this ventilation feature at the roof ridge.
What is a ridge vent?