Auto Protection Plan
APP can only cover the Named Insured? True or False?
False - You can choose between Individual or Family benefits.
Multi-auto Discount
This surcharge is applied when a Motor Vehicle Record (MVR) cannot be obtained for the insured for the 24-month period immediately preceding the policy start date.
Unverified Driving Record
How much of a discount do customers receive for installing dynamic drive?
UP TO 10%
But this can vary state to state and depends on how many sign up for it as well.
24 hours a day, 7 days a week!
What is the amount of reimbursement that APP offers for a rental car that is needed due to damages obtained in a collision, and what is the max amount of days?
$25 dollars per day, for up to 10 days
Customers may qualify for this discount when a named insured is also the owner of the residence listed on the policy.
Home Owners discount
This surcharge applies when a customer has had a lapse in coverage during any part of the six months immediately before the quote date.
Lapse in Insurance
Dynamic drive is comparable to what Allstate product?
Drivewise
When an insured calls into Telemedicine, who will they be talking to?
Fully Credentialed doctors
What amount of Accidental Death and Dismemberment is included in the APP product?
Up to $10,000
Customer who pay the total policy premium in full at the start of the policy term are eligible for this discount.
Paid in full discount
This surcharge applies when the customer formally excludes a licensed resident driver from coverage on the policy. However, it is state-specific and system-supported, so it does not apply in all cases.
Excluded operator charge
What are three things that Dynamic Drive monitors?
Speeding, braking and phone usage
$15 a month
APP accidental death and dismemberment, will pay out if you are riding in a plane or train. True or False?
True
This discount is available when a quote or policy is set up with a future effective date, even if it is just one day in advance.
Advanced Quote Discount
This surcharge is applied when it is discovered, typically through a claim, that a household member has been driving but was not listed on the policy.
Undeclared operator charge
How long do they have to set up their Dynamic drive, and how long do they have to complete their first trip? What happens if they dont?
14 days to set up
Must take the first trip within 30 days
Discount will be removed and their premiums will increase
If the insured selects a $0 consult fee, how much does it increase their monthly premiums?
$20 per month
What is the name of the coverage included in APP that pays an individual $125 per day, if they are hospitalized due to an auto accident.
Hospital Room Indemnity
How many days a week must someone work from home to get the WFH discount? Can someone get this discount if they own their own business and work from home?
3 Day.
No.
They must be employed by an organization and be able to provide proof from that employer.
Applied each time a payment is returned due to insufficient funds. It is charged per occurrence and applies even if the customer retries the payment later.
NSF Fee (Non-sufficient funds)
What verbiage is used while going over Dynamic Drives "to-do" on the policy screen?
“To maintain that Dynamic Drive discount, go to the app store on your phone and download the Dynamic Drive App. Follow the prompts on how many trips to take with the app to maintain your discount."
How much can our customers save on prescriptions when they use Telemedicine?
15-60% on generic drugs
10-25% on brand name drugs