AAA Process
NY Insurance Law
Auto Claims
No‑Fault Insurance
Arbitration Basics
100

AAA stand for...

What is the American Arbitration Association?

100

What article of the NY Insurance Law governs No‑Fault?

What is Article 51?

100

What does PIP stand for?

What is Personal Injury Protection?

100

What is the purpose of No‑Fault insurance?

What is to provide prompt medical and wage‑loss coverage regardless of fault?

100

What is arbitration?

What is a form of alternative dispute resolution?

200

Who selects the arbitrator in a no-fault insurance case?

What is AAA?

200

What is the max time a provider has to file a claim under NY No‑Fault law?

What is 45 days from the date of service?

200

Who pays medical bills under a no‑fault policy?

What is the injured person's own insurer?

200

Name one service commonly reimbursed under No‑Fault.

What is physical therapy / medical treatment / lost wages?

200

Is AAA arbitration binding?

What is yes?

300

What is the name of the online portal used to submit NY No-Fault arbitration cases?

What is the AAA SIMPLE FILE.

300

Under NY law, what is the minimum limit PIP benefit per person?

What is $50,000?

300

What is the term for a policyholder making a claim against their own policy?

What is a first‑party claim?

300

What form must be submitted to initiate a no‑fault claim?

What is the NF‑2 form?

300

What’s the difference between arbitration and mediation?

What is arbitration results in a decision; mediation facilitates agreement?

400

Under AAA's NY No-Fault arbitration rules, this is the number of days a party has from the date of the award to request a technical correction for clerical, typographical, or computational errors.

What is 30 days?

400

What regulation number governs no-fault insurance in NY?

What is Regulation 68?

400

What is the timeframe to report an auto accident to the insurer under NY no‑fault?

What is 30 days?

400

What is an IME in the context of No‑Fault?

What is an Independent Medical Examination?

400

Can parties appeal an arbitration award in no‑fault?

What is, yes, they can request a Master appeal. 

500

What are the requirements to file a request for arbitration?

What is an AR-1 form, NF‑10 denial, all supporting documents, and the $40 filing fee?

500

This defense, if not timely asserted in a denial or NF‑10 form, is generally preserved and may still be raised during arbitration.

What is lack of coverage (e.g., policy cancellation or fraud)?

500

What’s the process for challenging a denied claim in NY?

What is filing for arbitration or litigation?

500

How can an insurer terminate No‑Fault benefits?

What is through timely denial?

500

This statute governs arbitration enforcement in NY.

What is CPLR Article 75?