Insurance
General Knowledge
Insurance Basics
Tricky
Fun Facts
100

What is the amount a policyholder pays before insurance covers a covered loss?

Deductible

100

What is the largest ocean on Earth?

Pacific Ocean

100

What is the amount an insured pays for an insurance policy?

Premium

100

How many months have 28 days?

12

100

How many days are there in a leap year?

366

200

What type of insurance generally protects a person's home and belongings?

Homeowners insurance

200

What planet is known as the Red Planet?

Mars

200

What is a change made to an existing insurance policy called?

Endorsement

200

If you overtake the person in 2nd place in a race, what place are you in?

2nd place

200

What color do you get when you mix blue and yellow?

Green

300

What is the term for damage caused by water entering a property from outside due to flooding?

Flood damage  

300

What is the capital of Japan?

Tokyo

300

What is the person or entity covered by an insurance policy called?

Insured

300

What is 10 + 10 × 0?

10

300

What is the fastest land animal?

Cheetah

400

What does "VIN" stand for?

Vehicle Identification Number

400

How many continents are there?

Seven

400

What term describes the process of reviewing an applicant's risk before deciding whether to insure them?

Underwriting

400

How many letters are in the word "alphabet"?

8

400

hich animal is known for having three hearts?

Octopus

500

What does "COI" commonly stand for?

Certificate of Insurance

500

What is the only mammal capable of true sustained flight?

Bat

500

What is something specifically not covered by an insurance policy called?

Exclusion

500

What is half of 2 plus 2?

3

500

What is the only letter that does not appear in the spelling of any U.S. state name?

Q