Check Yourself...
This is the age range to avoid a monthly fee for a Simmons Signature Checking.
What is <22 or >65.
This is the only way to waive a paper statement fee.
What is to enroll in paperless eStatements.
This is where you go to find interest rates.
MySimmons - Additional Resources - Simmons Enterprise Analytics (SEA) - Deposit Rate Sheet
The 5 savings accounts that Simmons Bank offers (excluding private banking)
What are Simply Savings, Simply Youth, HSA, Money Mkt, and Elevate Money Mkt.
All checking accounts are eligible for overdraft privledge.
Simmons Smart does NOT.
The 3 checking accounts that Simmons Bank offers (excluding private banking).
What are Simmons Smart, Simmons Signature, and Simmons Signature Plus.
Waivers on cashier's checks and statements should be addressed and approved by whom?
The FCM. :D
The number of days customers are expected to see their direct deposit in early.
The minimum balance requirements for a Simply Savings, Money Market, and Elevate Money Market.
What are $100, $2,500, and $10,000.
Simmons Signature and Signature Plus don't charge for checks.
Signature discounts 20%
Signature Plus discounts 50% on non-exclusive checks.
Oh no! Chexsystems prompted for a 'Review' status during an account opening. I can only place the customer in this account. (with the FCMs approval of course)
What is Simply Smart Checking.
These are the 2 ways to waive the $10 monthly service charge for a Simmons Smart Checking.
What are to have 1 direct deposit set up or have 1 debit card transaction occur per month.
Following these guidelines helps to fight fraud on deposits.
What is Reg CC.
This is the type of card a savings account is eligible for.
What is an ATM card.
T/F; Round up only applies from a checking to savings account.
False; it can be for whatever deposit account you prefer.
How much the bank covers up to in overdraft protection and how much the charge is per o/d transaction.
What is $1000 and $36
The two types of accounts that don't get non customer check cashing fees.
What are non profit and public funds.
This account type offers debit card, early payday, online banking, bill pay, credit score monitoring, and round-up options.
What is all of them!
The HSA monthly service charge can be avoided this way.
Trick! Service charge is NOT avoidable. $3 monthly fee.
When opening a Signature Plus checking account, remember to get a copy of both the person's license and military ID to quality for the monthly waiver.
Do NOT scan the military ID if provided. Just take their word for it.
The name of the program a overdraft abuser may be eligible for before they reach 60 days overdrawn and charge-off.
What is the Simmons Fresh Start Repayment Program.
These are the ways to waive the $12 fee for Signature Plus accounts.
What are $5k in cumulative deposits, $2500 daily balance, $5k minimum daily average balance, active/retired military. (BONUS: Be an employee)
The max point of sale amount per day on a debit card.
What is $10k.
This is the only type of hold you can place on money markets or savings accounts.
What is a non reg cc hold.
All deposit accounts are eligible for RAF.
False; just checking accounts