Check Yourself...
Age is just a number, right? This is the age range to avoid a monthly fee for a Simmons Signature Checking.
What is <22 or >65.
This is the only way to waive a paper statement fee.
What is to enroll in paperless eStatements.
This is where you go to find interest rates.
MySimmons - Additional Resources - Simmons Enterprise Analytics (SEA) - Deposit Rate Sheet
The 5 savings accounts that Simmons Bank offers (excluding private banking)
What are Simply Savings, Simply Youth, HSA, Money Mkt, and Elevate Money Mkt.
All checking accounts are eligible for overdraft privledge.
Simmons Smart does NOT.
The 3 checking accounts that Simmons Bank offers (excluding private banking).
What are Simmons Smart, Simmons Signature, and Simmons Signature Plus.
The minimum balance requirements for a Simply Savings, Money Market, and Elevate Money Market.
What are $100, $2,500, and $10,000.
Simmons Signature and Signature Plus don't charge for checks.
Signature discounts 20%
Signature Plus discounts 50% on non-exclusive checks.
Oh no! Chexsystems prompted for a 'Review' status during an account opening. I can only place the customer in this account. (with the FCMs approval of course)
What is Simply Smart Checking.
These are the 2 ways to waive the $10 monthly service charge for a Simmons Smart Checking.
What are to have 1 direct deposit set up or have 1 debit card transaction occur per month.
How much the bank overs up to in overdraft protection and how much the charge is per o/d transaction.
What is $1000 and $36
This account type offers debit card, early payday, online banking, bill pay, credit score monitoring, and round-up options.
What is all of them!
The HSA monthly service charge can be avoided this way.
Trick! Service charge is NOT avoidable. $3 monthly fee.
These are the ways to waive the $12 fee for Signature Plus accounts.
What are $5k in cumulative deposits, $2500 daily balance, $5k minimum daily average balance, active/retired military. (BONUS: Be an employee)