Consumer
I am an add-on product with monthly qualifiers. In order to open me, you need to open one of the checking accounts that I work with.
What is KASASA SAVER
I am a checking account offered to businesses, I have a monthly maintenance fee of $10, but I do have earnings credit to offset fees.
What is BUSINESS REWARDS CHECKING?
I am a loan that covers many different needs a member may have. If I am not secured by collateral, then my maximum amount is $100,000 without higher approval.
What is a PERSONAL LOAN?
I can be purchased when going on a trip if member's worry about carrying a lot of cash. You can load funds on to me for a low fee, I am not linked to a checking or savings account.
What is a TRAVEL MONEY CARD?
This is the year FCCU was first established with just 40 members and $273.
What is 1939?
I help protect you if your identity is compromised. For a personal membership, I cost $3/month and all that is required is an FCCU checking account.
What is IDSAFECHOICE
I am needed for any business that would like to do wires over the phone. If I am not scanned in, the wire has to be done in person.
What is a BUSINESS WIRE AGREEMENT?
If you apply for me as an employee, you may receive a rate discount. I am a loan backed by collateral with a title, and I always require insurance on the collateral.
What is an AUTO LOAN?
I am a digital feature that helps you track your spending, set up budgets, add outside accounts, manage your bills and more available through the app or online banking.
What is the MONEY MANAGEMENT TOOL?
I am a specific account that helps you tackle healthcare costs with tax free withdrawals and earnings. You or your employer can make contributions, just be mindful of limitations.
What is a HEALTH SAVINGS ACCOUNT (HSA)?
I am a checking account offered by FCCU. I have no monthly qualifiers and my rewards work differently, but you still get ATM refunds with me if you bring in your receipts within 60 days.
What is REWARD CHECKING?
I am a business savings account that pays higher interest than a other savings account. I also have a $10,000 minimum balance.
What is BUSINESS PREMIUM MONEY MARKET?
I am a type of mortgage loan that uses your home as collateral, and covers short-term or one-time expenses by giving you access to funds with a competitive rate.
What is a HOME EQUITY LOAN OR HOME EQUITY LOC?
You are able to use me to manage your debit and credit cards, like reporting fraud, adding travel notes, viewing transaction/payment history and more.
What is the FCCU CARDS MANAGEMENT APP?
I am a service that helps to protect items of importance and am not offered at every FCCU branch location. My cost varies depending on the type and size.
What is a SAFE DEPOSIT BOX?
I am a specialty account offered to members looking to save for retirement or educational expenses, my options range and have varying contribution and distribution limitations.
What is IRA ACCOUNT?
I am a package of benefits offered to FCCU business member's employees including a $50 new checking bonus, referral bonus, rate discounts on loans, and more.
What is CU PERKS @ WORK?
I am a loan that can be taken out for personal use, but I am secured through funds that are in a members account, funds are locked in for 12 months or a set term.
What is a SHARE or CD SECURED LOAN?
We make up the three programs offered to FCCU members, we each carry our own perks and benefits for our audience. (Name all three)
What is PEE WEE PENGUIN, NEXT GEN, and MEMBERS CHOICE?
Our cities make up the three FCCU locations found in Minnesota. (Name all three cities)
What is CROOKSTON, EAST GRAND FORKS, and MOORHEAD?
I am a CD with a longer term, my rate could be traded for a higher rate once during the term. I can also be added to or withdrawn from once during the term.
What is MAXIMIZER FLEX CERTIFICATE?
I am a service that allows business members to create electronic payments and/or deposits, this includes distributing payroll checks or assist in receiving invoice payments.
What is BUSINESS ACH ORIGINATION?
I am considered a revolving line of credit that is accepted almost everywhere. I am one of two types offered by FCCU, you can earn points or Cashback when you use me.
What is REWARD PLATINUM CREDIT CARD?
I am a way for members AND employees to learn more on a variety of financial topics from FCCU experts. I can be accessed through a computer, laptop, tablet, or phone anytime.
What is LET'S CU SUCCEED BLOG AND PODCAST?
I am a specific type of ag loan that can be used to purchase livestock with options for repayment that fit your operation size.
What is a LIVESTOCK LOAN?