Consumer Products
I help protect you if your identity is compromised. For a consumer with a checking account, I am a low $3 monthly fee.
What is IDSAFECHOICE
I can help protect you and your business if your identity is compromised. I am a low $5 monthly fee.
What is IDSAFEBIZ?
I am a specific type of loan that can be used for land purchases, buildings or improvements, to purchase livestock or even equipment.
What is an AG LOAN?
I can be sold to non-members that do not qualify for an account. You can set me up with automatic deposits. I cost $10.00 for the initial card that has your name embossed on it. You can add money to me for only $.50.
What is the EVERYDAY SPEND CARD?
I help with going green. I can be printed if needed. I am also a qualifier for Kasasa.
What are ESTATEMENTS?
I am a CD with a 39-month term. I have a $5000 minimum deposit limit. My rate could be increased once during the term. I may be added to or withdrawn from once, penalty free, up to 1/2 the balance.
What is the MAXIMIZER FLEX CERTIFICATE?
I am a service offered to both, consumers and businesses, that reduces transportation costs and increases deposits and savings. A business has the option to purchase a scanner for monthly fee of $25.00 to use this service more efficiently.
What is REMOTE DEPOSIT CAPTURE?
I am a loan used for buildings, equipment, business working capital, and operating loans.
What is a COMMERCIAL LOAN?
FCCU has different programs for specific aged members. Name one of them.
What is:
* PEE WEE
* NEXT GEN
* MEMBERS CHOICE
If you do not have a Kasasa account, I can be refunded for up to $3.00 if a receipt is brought in within 60 days.
What are ATM FEES?
I am considered a transactional account, so Reg D does not apply. You can move money, take money, or use me as an overdraft source with no limitations. There is no minimum balance.
What is REWARD SAVINGS?
I am needed for any business that would like to do wires over the phone. If I am not scanned in, the wire has to be done in person.
What is a BUSINESS WIRE AGREEMENT?
If you apply for me as an employee, you may receive a rate discount. I am also backed by collateral and have a title. I can be set up with an automatic payment and you never have to worry about me.
What is an AUTO LOAN?
I can be purchased when going on a trip. I cost $6.00 and have $100 minimum loading amount. I can be reloaded for a small fee and used anywhere Visa is accepted.
What is a TRAVEL MONEY CARD?
I am a free checking account with no minimum balance required. If you use your debit card as a credit at a merchant, you will receive one point for every $3.00 spent.
What is a REWARD CHECKING ACCOUNT?
In order to open me, you need to open a specific checking account. If qualifiers are met, you can earn dividends on the daily average balance.
What is KASASA SAVER?
I am a business service that allows electronic payments, payroll, or bills. I help reduce costs, such as checks, bill collection, and mailing. I have a monthly service fee of $15. 150 times are free, above that would cost $.10 each.
What is BUSINESS ACH ORIGINATION?
I am a specific type of loan that can be used to purchase or refinance, used as a Home Equity line of credit, or used for home improvements, construction, or even a mobile home.
What is a REAL ESTATE LOAN?
I can be given as a present. I cost $3.00 to purchase and cannot be reloaded.
What is a GIFT CARD?
A Stop Payment can be placed at a member's request on checks, ACHs, and Bill Pay items. How much is the fee for a Stop Payment?
What is: $35
I am considered a revolving line of credit that is accepted almost everywhere. You can earn points or Cashback when you use me.
What is VISA CREDIT CARD?
I allow businesses to maximize their savings by moving funds from your checking account to your savings account automatically.
What is SWEEP OPTION BALANCE MANAGEMENT TOOL?
I am helpful to members who are looking to borrow funds, and are not able to or, don't want to use any collateral in their loan.
What is a PERSONAL LOAN?
I am a way for members to learn more about managing their finances. I have a couple different mediums.
I can be accessed 24/7, 365 days a year. I am also one of the qualifiers for Kasasa.
What is ONLINE BANKING?