Consumer Products
In order to open me, you need to open a specific checking account. If qualifiers are met, you can earn dividends on the daily average balance.
What is KASASA SAVER?
I can help protect you and your business if your identity is compromised. I am a low $5 monthly fee.
What is IDSAFEBIZ?
I am a loan that covers various needs a member may have with deposit secured options or options with no collateral needed.
What is a PERSONAL LOAN?
FCCU has different programs for specific aged members. Name one of them.
What is:
* PEE WEE
* NEXT GEN
* MEMBERS CHOICE
I help with going green and can be accessed anytime on the go. I can be printed if needed, and I am also a qualifier for Kasasa.
What are ESTATEMENTS?
I help protect you if your identity is compromised. For a consumer, I am a low $3 monthly fee.
What is IDSAFECHOICE
I am a service offered to both, consumers and businesses, that lowers transportation costs and increases deposits/savings. All that is needed is a smartphone with the FCCU mobile banking app downloaded.
What is REMOTE DEPOSIT CAPTURE?
If you apply for me as an employee, you may receive a rate discount. I am also backed by collateral and have a title. I can be set up with an automatic payment and you never have to worry about me.
What is an AUTO LOAN?
I can be purchased when going on a trip. I cost $6.00 and have $100 minimum loading amount in branch. I can be reloaded for a small fee and used anywhere Visa is accepted.
What is a TRAVEL MONEY CARD?
I am a free checking account with no minimum balance required. If you use your debit card as a credit at a merchant, you will receive one point for every $3.00 spent.
What is a REWARD CHECKING ACCOUNT?
I am considered a transactional account, you can move money, take money, or use me as an overdraft source with no limitations. There is no minimum balance.
What is REWARD SAVINGS?
FCCU offers two types of business checking accounts, name one of them.
What is SMALL BUSINESS CHECKING or BUSINESS REWARDS CHECKING?
I am a type of mortgage loan that uses your home as collateral, and covers short-term or one-time expenses by giving you access to funds with a competitive rate
What is a HOME EQUITY LOAN OR HOME EQUITY LOC?
I am a service that helps you track your spending, set up budgets, add outside accounts, manage your bills and more available through two different platforms.
What is the MONEY MANAGEMENT TOOL?
A Stop Payment can be placed at a member's request on checks, ACHs, and Bill Pay items. How much is the fee for a Stop Payment?
What is: $35
I am a CD with a longer term, my rate could be traded for a higher rate once during the term. I can also be added to or withdrawn from once during the term.
What is MAXIMIZER FLEX CERTIFICATE?
I am needed for any business that would like to do wires over the phone. If I am not scanned in, the wire has to be done in person.
What is a BUSINESS WIRE AGREEMENT?
I am a loan used for purchasing buildings, equipment, business working capital, and paying for operating expenses.
What is a BUSINESS OR COMMERCIAL LOAN?
You are able to use me to manage your debit and credit cards, like reporting fraud, adding travel notes, viewing transaction/payment history and more.
What is the FCCU CARDS MANAGEMENT APP?
I am an optional product that transfers funds to your checking account if it goes below zero. I also have a $25 annual fee.
What is OVERDRAFT PROTECTION LOAN?
I am considered a revolving line of credit that is accepted almost everywhere. You can earn points or Cashback when you use me.
What is REWARD PLATINUM CREDIT CARD?
I am a business service that allows electronic payments, payroll, or bills. I have a monthly service fee of $15. 150 times are free, above that would cost $.10 each.
What is BUSINESS ACH ORIGINATION?
I am a specific type of ag loan that can be used to purchase livestock with options for repayment that fit your operation size.
What is a LIVESTOCK LOAN?
I am a way for members to learn about managing their finances and more on a variety of financial topics from anywhere. I can be accessed through multiple platforms.
What is LET'S CU SUCCEED BLOG AND PODCAST?
FCCU now offers student loans, which organization did we partner with?
What is SPARROW?