Show:
Auto Policy Coverages
Agency Port
Unit Types
Unacceptable Risks
Policy Discounts
100
This coverage pays for the damage to your car if you collide with another vehicle or object, or if you overturn it.
Collision Coverage (COL)
100
The user must hit this button on the current screen before proceeding to the next screen in order to keep any entered information.
Continue Button
100
A private passenger vehicle can not exceed this gross vehicle weight?
Cannot exceed 10,000 lbs.
100
Can Tim Teebo be insured under an auto policy with ACIC?
No, because he is a high profile athlete
100
What is the difference between a policy discount and a policy credit?
A policy discount is permanent provided the qualifying factors are maintained. A policy credit is a discount that decreases over time until it no longer exits. Usually between 1-3 years.
200
This coverage is available to drivers who insure their autos for OTC. It will help to reimburse expenses you may incur if your car needs to get to a repair shop due to a covered accident.
Towing Coverage
200
Is a VIN number required for quoting purposes in Agency Port?
No, a VIN is not required for quoting but will be required prior to submission.
200
What is the ACV formula?
ACV = Replacement Cost - Depreciation + Deductible
200
True/False - Grey-market vehicles are eligible to be written with physical damage coverage on an ACIC policy?
False - because these vehicles are not sold/distributed in the United States. Underwriting approval would be needed in order to have physical damage coverage.
200
What are three levels of discounts found on an ACIC auto policy?
Policy Level Discounts Driver Level Discounts Vehicle Level Discounts
300
This coverage protects you against claims for medical and other damages in the event that you or anyone using your car with your permission injures or kills someone. You and other covered family members are also protected while driving someone else's car with permission. Split coverage limits are shown on the dec pages.
Bodily Injury Liability (BI)
300
What four vehicle groups are available on the Vehicles Screen?
Auto Motor Home Trailer Motorcycle
300
What unit type vehicle is at least 10 years old and may be used on a regular basis by the insured. The value of such vehicles may be significantly greater than for vehicles of comparable make and model year because of limited production, fine workmanship or special construction?
Classic Car/Stated Amount Vehicles (CL)
300
John Doe drives his motor home to and from work each day. Can he add his motor home to his existing auto policy with ACIC?
No. Motor homes and travel trailers taken to and from work or work locations are not eligible to be written with ACIC.
300
This discount is applicable to drivers who have successfully completed a qualified defensive driving course?
Accident Prevention Discount
400
This coverage protects you from claims for repairs or replacement in the event you damage someone else's property.
Property Damage (PD)
400
Any time an agent makes a change to the effective date, policy term, payment plan, peace of mind package or any coverage/limit they must do this in order to obtain the correct premium?
Re-calculate
400
What unit type is a vehicle with a manufacturers suggested retail price greater than $200,000?
High Value Vehicle (EX)
400
Carl wants to add his daughter and her vehicle to his auto policy. The vehicle is co-titled to Carl and his daughter. Will Underwriting need to give approval to add this vehicle to the policy?
No. As long as the vehicle is titled to or co-titled to Carl, no underwriting approval is needed.
400
What credit is applicable when the named insured has his/her first child that is age 0-1?
New Parent Credit
500
This coverage is no fault coverage. It reimburses accident victims for medical expenses and lost wages and pays for services which their injuries prevent them from performing.
Personal Injury Protection (PIP)
500
Once a payment is accepted, a confirmation number is generated and you have closed the payment browser, what must be done in order to allow the bind button to appear?
Select "yes" to the question: "Did you complete the payment transaction and receive a confirmation number?"
500
What unit type would insure a portable camper body designed to be loaded onto and unloaded from a pickup truck and designed to provide temporary living quarters for recreational/camping use by the named insured. Also, it cannot be used as a permanent residence or for business or commercial purposes?
Pick Up Camper (PC)
500
Shirley has an auto policy with our company and wants to add her son, Charles. He has a suspended license. Can sh add him as a list only driver?
Yes. Policies where a driver has a revoked, suspended or expired license can be added as a list only driver with Underwriter approval.
500
What discount is applied to any driver under the age of 21 that is certified as having successfully completed this program through ADEPT?
Teen Smart Discount