Dollars and Sense
A bank account used for setting aside a portion of your income for future use or emergencies.
What is a savings account?
Health insurance, a 401k, paid time off.
What are benefits at a job?
The amount you should put for a down payment for a house.
What is 5% - 20%?
The tax filing form you fill out before starting a new job.
What is a W-4?
The average rent for a one bedroom apartment in Yakima County.
What is $792/month?
When you spend more money than you have in your bank account, you may face fees and penalties.
What is overdraft?
A one-page document that highlights your skills, education, and work experience.
What is a resume or CV?
The annual salary for a single person that is considered the "poverty line". (round to the nearest thousand)
What is $14,891?
The yearly deadline to file your taxes.
What is April 15?
The unit of measurement used to determine the total size of an apartment or house.
What is square-feet (sqft)?
The three digit number that affects your ability to borrow money.
What is a credit score?
Average one-way commute time to Yakima from Granger.
What is 28 minutes?
The amount of money needed to cover basic expenses such as housing, food, taxes, and healthcare.
What is the "Cost of Living"?
The tax filing form your employer sends you that shows how much you've earned the previous year?
What is a W-2?
The name of a loan you take out to buy a house.
What is a mortgage?
The percentage a bank or lender adds to a loan that affects how much you pay back.
What is an interest rate?
The term for putting off tasks until the very last minute that sometimes means you will miss a deadline.
What is procrastinating?
The yearly interest rate that comes when you open a credit card.
What is Annual Percentage Rate (APR)?
Federal income tax, FICA Tax, Medicare and Social Security tax.
What are taxes taken out from your paycheck?
The document you sign the you rent a house or apartment.
What is a lease?
Money someone receives that you don't have to pay back.
What is a grant?
The Tuesday after the first Monday in November.
What is Election Day?
The average amount someone in Texas has in credit card debt.
What is $6,631?
The federal agency that collects taxes.
What is the Internal Revenue Service (IRS)?
An upfront payment to a landlord before renting an apartment, usually equals to one month's rent.
What is a deposit?