Money & Finances
Budgeting
TRUE or FALSE
If you are renting a home, your possessions are covered by the owner's insurance.
FALSE. The home is covered but your personal possessions are not. These can be covered if you purchase your own renters insurance.
If you are suffering from heartburn, what chemical compound can you take to help relieve it?
Calcium Carbonate or better known as TUMS, Rolaids, or other antacids.
How often must your driver's license be renewed and where do you go to do it?
How do you put out a grease fire?
Cover with a lid or baking sheet and turn off/remove from heat source.
Which of the following factors has the most impact on your credit score?
A. Credit History
B. Number of Credit Lines
C. Payment History
D. Total Debt Owed
C. Payment History
How often should you check your smoke detectors?
Twice per year. Recommend time change to be easier to remember.
How often should you visit the dentist?
Once every 6 months, twice a year.
What agency can get you a copy of your birth certificate?
Vital Records Office for the state you were born in
Never put this in a microwave
Metal
Name 2 ways you can make sure you pay bills on time.
Auto-pay, calendar reminders, pay ahead etc.
When hanging something on drywall, what would be the strongest place to screw into?
A stud which is typically located every 16 inches.
Which of these over-the-counter brands contain acetaminophen? Advil, Aleve, Tylenol, DayQuil
Tylenol and Dayquil
Aleve and Advil contain ibuprofen.
Where can you register to vote and does it matter where you go to vote?
What two household items can be used to unclog a drain?
Baking soda and vinegar
What is the cost of borrowing money or the reward for saving money?
Interest
What can be used to hang something on drywall if the stud cannot be located?
An anchor. Drill the appropriately sized hole, hammer in the anchor, then insert the screw which will expand the anchor and hold it in place in the drywall.
The amount paid to maintain health insurance (typically held from your check by your employer).
Deductible, Premiums, or Co-Pay?
Premiums
What is the due date for filing your taxes?
April 15th
If you want to ripen a fruit quickly, what should you store it in?
Brown Paper Bag
What is considered to be the maximum percentage of your income that should be spent on rent/mortgages?
28 - 30%
In what order do you connect jumper cables to jump start a car with a dead battery?
Red to positive dead.
Red to positive live.
Black to negative live.
Black to metal frame of dead car.
At what age is an adult child no longer eligible for their parent's insurance coverage?
26
What documents are you required to present when pulled over by a police officer?
Driver's license, proof of insurance, registration
What is the recommended tip percentage when eating out?
20%