Apartments
True or false: The best apartment for you is ALWAYS one in the city where you are currently living.
False: Sometimes you may find more affordable options outside of your current city.
True or false: To get a good job, you MUST go to college.
False. Some jobs that pay well and provide good benefits require trade school or professional experience rather than a four-year degree.
A list of all your monthly expenses, including savings and "fun money," is called a _________.
Budget
You see an ad for a job:
$2,000/week be your own boss make your own money THE SKY IS THE LIMIT no EXpeRIeNCe Necisary!
Is this real or a scam?
Scam!
You can tell by the "too good to be true" pay, no experience needed, misspellings, and lack of info on what the job even is.
New characters, skins, weapons, wishes, etc. in your favorite video game are...
Wants
You see an apartment you like and send an e-mail to the landlord.
He replies, "I'm out of town, but the door is open if you want to walk right in and look around. If you want it, just Venmo me your security deposit, and I will mail you the keys."
Is this safe or a scam?
A scam. If no one is present to actually show you the place, this may be an abandoned house, or one you cannot legally move into.
What is the difference between a community college like Bergen County College and a major university like Rutgers University?
Bergen County College only offers two-year associate's degrees, whereas Rutgers offers four-year bachelor's degrees. It is possible to transfer your credits at a community college to a four-year program.
What is a credit score?
A credit score is a score that shows how well you are doing at paying back your debts. If you have no debt, no credit cards, etc. you likely do not have a credit score yet.
If you plan on attending college, why is it important to have at least one job before you finish college?
People without work experience have a harder time getting jobs once they graduate from college.
Food is a...
Need
You see a 2-bedroom apartment that looks nice. There is currently one person living there, looking for a new roommate.
Is this safe or a scam?
Probably safe. Living with roommates is a great way to save money.
Your family has limited money to pay for your college education. NYU offers you a $10,000 scholarship. Should you accept?
True or false: If your parents are able to help you out with unexpected emergencies, it is NOT necessary to save any of the money from your paycheck.
False. Emergency savings are important for everyone because you never know what might happen.
How old do you have to be to get a job in New Jersey?
At least 14, but some jobs will have higher age requirements, depending on what you will be doing or how many hours they'll need you.
A reliable car that gets you to and from work is a...
Need
What is the average cost of rent for a one-bedroom apartment in Hackensack, NJ?
$2,132/month
What kind of school do you need to attend to become a hairdresser or nail tech?
Cosmetology school.
What is the difference between a credit card and a debit card?
A debit card lets you use real money that you've earned or deposited into your account. A credit card lets you borrow up to a certain amount of money that you will have to pay back. Credit cards can be useful in emergencies but should be used sparingly.
What is the minimum wage in New Jersey?
$15.49 per hour (will increase to $15.92 by January 1, 2026).
Want
What are three ways to make rent more affordable?
Get a roommate or two, move to a less expensive city, live in a small studio apartment, get a job as a live-in nanny, flee New Jersey for a more affordable state, etc.
What is the difference between a bachelor's degree, a master's degree, and a doctorate's degree?
A bachelor's degree is a four-year degree. A master's degree is a two-year degree that requires an internship. A doctorate is an additional 4-7 years and requires a dissertation.
What is the average salary for a physician (doctor)?
$374,000
What's a website you can use to find a job?
Various answers: Craigslist, Flex Jobs, Idealist, Indeed, Linked In, Monster, Snagajob, Zip Recruiter, etc.
If you are able to safely and comfortably live with your parents for a few more years, moving out at 18 is a...
Want