Finances
What does "net pay" mean?
The amount of money you take home after taxes and deductions
What are 3 things you should document before moving into a new apartment?
Photos of damage, written move-in checklist, communication with landlord.
What’s the difference between a resume and a cover letter?
Resume = experience summary; cover letter = explanation of interest and fit.
What is healthy disagreement?
Respectfully expressing different opinions without disrespect.
What does Pride Month represent beyond celebration?
History of LGBTQ+ resistance, rights, and visibility (Stonewall legacy).
What is the difference between fixed and variable expenses?
Fixed = same every month (rent); variable = changes (food, gas).
What does “utilities included” usually mean—and what should you still clarify?
Some bills are included (like water/gas); you should still ask about electricity, internet, and hidden fees.
Why is it important to send a follow-up email after an interview?
Shows professionalism, reinforces interest, keeps you memorable.
What is emotional intelligence?
Understanding and managing your emotions and others’.
What is the meaning of “ally”?
Someone who supports and advocates for a community they are not part of.
What is the difference between credit and debit?
Debit uses your own money immediately; credit is borrowed money you repay later.
What should you do before signing a lease?
Read all terms, check fees, inspect unit, ask questions.
What are “soft skills” and give 2 examples?
Non-technical skills like communication, teamwork, time management, adaptability.
Why is consistency important in relationships?
Builds trust and predictability.
Why is pronoun respect important?
It affirms identity and shows respect.
What is an “emergency fund,” and why is it important?
Money saved for unexpected expenses (rent issues, medical bills, job loss) to avoid debt.
What are 3 signs a rental listing might be a scam?
No in-person tour, pressure to send money fast, price too good for area, refusal to show lease.
You feel you’re being treated unfairly at work. What are 2 appropriate steps?
Document incidents, speak to supervisor/HR, review workplace policies.
What is the difference between a boundary and a rule?
Boundary = what you will accept/do; rule = controlling what others do.
What is the difference between inclusion and tolerance?
Tolerance = “putting up with”; inclusion = actively welcoming and valuing.
If your monthly income is $2,000 and rent is $1,100, what financial issue does that suggest and what could you do?
Rent is over ~50% of income (too high); solutions include budgeting cuts, roommates, or increasing income.
What are 3 rights tenants commonly have?
Habitable housing, notice before entry, repair requests.
What should you include in a strong job reference list?
Name, title, contact info, and relationship to you.
How would you handle conflict with a roommate without escalating it?
Use “I” statements, choose a calm time, focus on solution, not blame.
What is intersectionality?
Overlapping identities (race, gender, sexuality) shaping experience.