How to Adult
Bills and the Boring Stuff
Your 9-5
Debt 101, AKA College
Mr. Rice's Miscellany
100

This is how often you need to change the oil in your car

For standard oil, 3 months or 3000 miles

For synthetic oil, 5 months or 5000 miles

100

This is the deadline for filing income tax

April 15th

100

This is an introduction to who you are, and is usually a one page narrative on why you should be hired.  Different than your resume

Cover letter

100

Data suggest this is the #1 reason student fail a class in college

Skipping

100

Until a few years ago, this body of water was known as Lake Calhoun

Bde Maka Ska

200

This is how to put out a grease fire

Smother it.  DO NOT add water

200

This is a number of how reliable companies find you, and how willing they are to lend you money.

Credit Score

200

These are trustworthy people you put on your resume for a potential employer to call.

References

200

These are the two major ways students pay for college.  One you have to pay back, and the other you don't.

Loans and Grants or Scholarships

200

Finish the lyrics:

Just a small town boy,

Born and raised in...

South Detroit.  

He took the midnight train going anywhere.

300

This is the recommended minimum amount to see a doctor, and the minimum to see a dentist

Doctor- At least once a year

Dentist- Every 6 months

300

This is a form that your employer sends out in January and summarizes your payment information from them for the year.

W2

300

This is a retirement plan option where you can put money from your paycheck pre-tax, usually with a matching amount from your employer

401

300

After you graduate from college, this is how long you have until you have to start paying back your student loans

6 months

300

All five of Washburn's counselors

Herb Crowell, John Pemberton, Loretta Collins, Teresa Savage, Amy Webster

400
These are (at least) 4 types of insurance you will need as an adult

Medical Insurance

Dental Insurance

Vision Insurance

Car Insurance

Home Insurance

Renter's Insurance

Life insurance

Flood Insurance

Travel Insurance

400

This is the age at which you can no longer be on your parents insurance

26

400

If you feel that your rights have been violated in the workplace, either through sexual harassment, unfair treatment, or any number of other ways employers can take advantage of you, this is the department to contact

Human Resources

400

The dreaded phrase for the amount of weight the average student puts on their first year of college

The freshman 15

400

In the 8th and 9th century, this man united most of central Europe in a 'New Roman' Empire call the Carolingian Empire.  The second part of his names means 'The Great'

Charlemagne

500

When something says it's '100 proof' alcohol, this is the percentage of alcohol it means

50, which is way a lot.

Beer has around 4-7

Wine is 9-13

Hard liquor is 30-50

Be careful

500

You may get this insurance option from your employer if you have a high deductible health plan.  You can store money in here pre-tax from your paychecks and use it for relevant medical expenses

HSA (or an FSA)

500

At some jobs, you pay money to be part of this organization that helps advocate for workers by negotiating for higher pay, better benefits, and worker's rights.

A union

500

Known as the Family Educational Rights and Privacy Act, or FERPA, this prevents your college from doing this.

Releasing any information to anyone besides you.
500

All nine members of the Fellowship of the Ring

Aragorn, Boromir, Legolas, Gimli, Gandalf, Frodo, Pippin, Merry, Sam