Product Knowledge & Positioning
This Vancity Visa product is best positioned for members seeking zero annual fees without sacrificing access to basic rewards and security features.
What is the enviro™ Visa Classic?
At this minimum point threshold, cardholders can begin redeeming rewards for travel, cash back, or donations.
What is 1,000 points?
Vancity allocates this percentage of Visa card profits toward its enviroFund™, a hallmark of its environmental commitment.
What is 5%?
All enviro Visa cards offer baseline travel protection, but this tier of cards offers emergency medical coverage up to $5 million.
What is the Visa Infinite and Visa Infinite Privilege tier?
This card is marketed primarily toward balance-carrying members due to its significantly lower APR compared to industry averages.
What is the enviro™ Visa Gold Low Interest?
This exclusive benefit of the Infinite Privilege card boosts local impact by rewarding up to 10x points — but only at businesses enrolled through this platform.
What is the Local Business Accelerator program?
The enviroFund™ supports local projects with a focus on sustainability. In 2023, a major theme was the elimination of this harmful pollutant.
What is single-use plastic?
This benefit, especially valuable during international layovers, offers reimbursement for meals and hotel stays when baggage is delayed.
What is baggage delay insurance?
This Vancity Visa includes Priority Pass membership, offering complimentary lounge visits for global travelers.
What is the enviro™ Visa Infinite Privilege?
To optimize travel redemption value, users are encouraged to book through this proprietary platform.
What is the Vancity Rewards Travel Portal?
In the context of financial co-operatives, Vancity defines “impact investing” by prioritizing this dual mandate.
What are social return and environmental benefit?
This premium perk reimburses cardholders for non-refundable expenses due to unforeseen trip interruptions or cancellations.
What is trip interruption/trip cancellation insurance?
Unlike traditional banks, Vancity’s card program integrates this co-operative value into every product design decision.
What is member-driven ethical banking?
Unlike many rewards programs, Vancity Rewards doesn’t impose this limitation, allowing greater point accumulation.
What is a rewards cap or ceiling?
This unique fund has distributed over $11 million since inception, supporting initiatives like urban farming and Indigenous land protection.
What is the Vancity enviroFund™?
Infinite Privilege members are automatically enrolled in this benefit that provides 24/7 access to personal travel and lifestyle services.
What is the Visa Concierge service?
Vancity partners with this organization to issue its credit cards, ensuring Visa-wide acceptance and security protocols.
What is Collabria?
A unique feature allows points to be used for this socially conscious action, appealing to members with philanthropic values.
What is charitable donation/redemption to environmental partners?
Unlike traditional CSR models, Vancity’s credit card program embeds this core principle directly into the transaction model.
What is profit-sharing for environmental reinvestment?
Vancity Visa’s most elite card offers coverage for damage and theft to this type of vehicle, when the card is used to pay in full.
What is a rental car (auto rental collision/loss damage insurance)?